| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEGACY ADVISORS LLC3 | 3409 CHATHAM DR COLUMBIA, MO 65203 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $31K | $31K | 4.49% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 0.68% |
| LEGACY ADVISORS LLC3 | 3409 CHATHAM DR COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 15.63% |
| KEVIN J DICKHERBER3 Filed as: KEVIN DICKHERBER | 3500 S SCOTT BLVD STE 2B COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 5.00% |
| AARON C EVERLY3 Filed as: AARON EVERLY | 1123 WILKES BLVD SUITE 330 COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.47% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.30% |
| ERICA R ASHLEY3 Filed as: ERICA ASHLEY | 2721 INDUSTRIAL DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $866 | $0 | $866 | 1.44% |
| CHAD M POSTON0 Filed as: CHAD POSTON | 2101 WEST BROADWAY STE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $834 | — | $834 | 1.39% |
| QUIZONTA DION FALLS3 Filed as: QUIZONTA FALLS | 301 CAMPUSVIEW DR COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $651 | — | $651 | 1.09% |
| DUSTIN T HARRIS3 Filed as: DUSTIN HARRIS | 915 COLORADO AVE GLENWOOD SPRINGS, CO 81601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $368 | — | $368 | 0.61% |
| DANIEL A ROHRBOUGH3 Filed as: DANIEL ROHRBOUGH | 904 S LOUISVILLE DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.13% |
| AARON C EVERLY3 Filed as: AARON EVERLY | 1123 WILKES BLVD SUITE 330 COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.04% |
| TRAVIS ZSCHECK3 | 6071 VILLAGE BEND DR APT 407 DALLAS, TX 75203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| WESTERMAYER AND ASSOCIATES LLC3 | 14901 QUORUM RD ADDISON, TX 75254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 143 | $699K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 143 | $699K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 143 | $699K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 143 | $699K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 74 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.