| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 721 EMERSON SUITE 500 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $119 | $7K | 15.24% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAV-RX NONE | Direct payment from the plan; Other services Service code 49 | 224 NORTH PARK AVE FREMONT, NE 68025 | $415K |
| L. GOULD EIN 43-1598128 EMPLOYEE | Employee (plan) Service code 30 | — | $166K |
| UMR INC EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $159K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Direct payment from the plan Service code 50 | — | $90K |
| DECA PROPERTY MANAGEMENT NONE | Other services; Direct payment from the plan Service code 49 | 9630 GRAVOIS RD ST. LOUIS, MO 63123 | $85K |
| M. GRUENDEWALD EIN 43-1598128 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| R. JENKINS EIN 43-1598128 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $61K |
| BRYNE SOFTWARE NONE | Direct payment from the plan; Other services Service code 49 | 16091 SWINGLEY RIDGE RD 200 CHESTERFIELD, MO 63017 | $59K |
| PAYCHEX OF NEW YORK LLC EIN 47-0900857 NONE | Direct payment from the plan; Other services Service code 49 | — | $24K |
| MARSH & MCLENNAN AGENCY LLC EIN 36-2668272 NONE | Direct payment from the plan; Other services Service code 49 | — | $16K |
| HAMMOND AND SHINNERS, PC EIN 43-1429257 NONE | Legal Service code 29 | — | $15K |
| BURR OAK CONSULTING LLC EIN 82-3420174 NONE | Other services; Direct payment from the plan Service code 49 | — | $13K |
| THE MILLER GROUP NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| MARCO TECHNOLOGIES LLC EIN 41-0991721 NONE | Other services; Direct payment from the plan Service code 49 | — | $9K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Direct payment from the plan; Insurance services; Insurance brokerage commissions and fees Service code 23 | — | $5K |
| D. HARRIS EIN 43-1598128 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 356 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TOKIO MARINE | 356 | $231K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $49K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $49K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $49K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $49K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 356 | $231K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.