| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | $96 | $85K | 2.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $203K | $48 | $203K | 7.42% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $22K | $22K | 0.82% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $179K | — | $179K | 22.72% |
| LEBLANC, PETER J3 | 8000 MARYLAND AVENUE SUITE 330 ST. LOUIS, MO 631053752 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $126 | — | $126 | 0.02% |
| WRIGHT, HERBERT H3 | 133 PROSPECT HEIGHTS WESTFIELD, NJ 070904003 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $114 | — | $114 | 0.01% |
| MURPHY, PATRICK3 | 112 S. BLOOMINGALE RD. BLOOMINGDALE, IL 60108 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE / FIDELITY SECURITY LIFE INSURANCE COMPANY | $54K | — | $54K | 10.77% |
| AON CONSULTING INC3 Filed as: AON CONULTING | 8182 MARYLAND AVE. CLAYTON, MO 63105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $74K | — | $74K | 14.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $17K | — | $17K | 11.28% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS | PO BOX 905494 CHARLOTTE, NC 28290 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 14.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HYATT LEGAL PLANS | $9K | — | $9K | 10.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 200 WEST MAIN STREET SUITE 1800 LOUISVILLE, KY 40202 | HYATT LEGAL PLANS | — | $1K | $1K | 1.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. - NJ | PO BOX 905494 CHARLOTTE, NC 28290 | HYATT LEGAL PLANS | — | $48 | $48 | 0.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $395 | — | $395 | 11.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,761 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 108 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,869 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICES ASSOCIATION | 24 | $315K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 11 | $149K |
| Vision(2 contracts) | EYEMED VISION CARE / FIDELITY SECURITY LIFE INSURANCE COMPANY | 8,830 | $535K |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,164 | $6.0M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 11,164 | $2.7M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,164 | $3.5M |
| Other(7 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,164 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.