| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $80K | $80 | $80K | 2.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $191K | $40 | $191K | 7.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 0.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $211K | — | $211K | 36.41% |
| LEBLANC, PETER J3 | 8000 MARYLAND AVENUE SUITE 330 ST. LOUIS, MO 631053752 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $137 | — | $137 | 0.02% |
| WRIGHT, HERBERT H3 | 133 PROSPECT ST. WESTFIELD, NJ 070904003 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $123 | — | $123 | 0.02% |
| MURPHY, PATRICK3 | 112 S. BLOOMINGDALE RD. BLOOMINGDALE, IL 60108 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $42K | — | $42K | 8.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 8182 MARYLAND AVENUE CLAYTON, IL 63105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $69K | — | $69K | 14.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | — | $10K | 8.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS | PO BOX 905494 CHARLOTTE, NC 28290 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 15.43% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HYATT LEGAL PLANS | $6K | — | $6K | 6.98% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | HYATT LEGAL PLANS | $3K | $40 | $3K | 3.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING CORP | 131 DEARBORN 6TH FLOOR CHICAGO, IL 60603 | HARTFORD LIFE AND ACCIDENT | $0 | $22 | $22 | 0.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $272 | — | $272 | 8.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,506 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 70 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,576 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICES ASSOCIATION | 28 | $312K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 16 | $119K |
| Vision(3 contracts) | EYEMED VISION CARE | 8,558 | $504K |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,177 | $5.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 11,177 | $2.6M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,177 | $3.2M |
| Other(7 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,177 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.