| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $34K | $2K | $36K | 14.45% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $11K | $11K | 4.59% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $599 | $13K | 14.50% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $4K | $4K | 4.60% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $5K | $291 | $5K | 9.68% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $5K | $174 | $5K | 9.45% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $2K | $261 | $2K | 6.38% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $2K | $169 | $2K | 6.14% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $2K | $228 | $2K | 6.84% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $2K | $153 | $2K | 6.61% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $224 | $5K | 14.42% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 4.58% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL RD MEMPHIS, TN 38117 | TRUSTMARK INSURANCE COMPANY | $1K | $0 | $1K | 10.91% |
| THE CASON GROUP INC3 | 1612 MARION STREET COLUMBIA, SC 29201 | TRUSTMARK INSURANCE COMPANY | $1K | $0 | $1K | 10.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 381 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 381 | $347K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 141 | $33K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 381 | $250K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 381 | $458K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.