| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $32K | $2K | $33K | 15.75% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM INSURANCE COMPANY | $11K | $0 | $11K | 5.00% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $588 | $12K | 15.75% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 5.00% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $4K | $250 | $4K | 10.63% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $4K | $150 | $4K | 10.38% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $2K | $232 | $2K | 6.74% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $2K | $153 | $2K | 6.47% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $214 | $4K | 15.75% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 5.00% |
| THE CASON GROUP INC3 | 1612 MARION ST. COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $2K | $208 | $2K | 9.93% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $2K | $145 | $2K | 9.66% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY DBA COLLIER | 606 S MENDENHALL SUITE 200 MEMPHIS, TN 38117 | TRUSTMARK INSURANCE COMPANY | $3K | $0 | $3K | 34.98% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION ST. COLUMBIA, SC 29201 | TRUSTMARK INSURANCE COMPANY | $3K | $0 | $3K | 34.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 351 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 351 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | UNUM INSURANCE COMPANY | 379 | $300K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 133 | $28K |
| Long-term disability | UNUM INSURANCE COMPANY | 379 | $212K |
| Other(5 contracts, 2 carriers) | UNUM INSURANCE COMPANY | 379 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 379 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.