See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COVENTRY HEALTH CARE OF MISSOURI EIN 43-1372307 NONE | Claims processing Service code 12 | 750 PRIDES CROSSING, SUITE 200 NEWARK, DE 19713 | $388K |
| ZENITH AMERICAN ADMINISTRATORS EIN 52-1590516 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 502 EARTH CITY EXPRESSWAY EARTH CITY, MO 63045 | $197K |
| US BANCORP ASSET MANAGEMENT EIN 41-2003732 NONE | Investment management; Custodial (securities) Service code 19 | 7TH WASHINGTON ST. LOUIS, MO 63101 | $54K |
| ARGENT CAPITAL MANAGEMENT LLC. EIN 43-1826950 NONE | Investment management fees paid directly by plan Service code 51 | 100 S. BRENTWOOD STE 110 CLAYTON, MO 63105 | $48K |
| WOLFE NILGES NAHORSKI PC EIN 43-1236296 NONE | Accounting (including auditing); Consulting (general) Service code 10 | 1630 DES PERES ROAD ST. LOUIS, MO 63131 | $36K |
| RSM US LLP NONE | Accounting (including auditing); Consulting (general) Service code 10 | 8182 MARYLAND AVE SAINT LOUIS, MO 63105 | $36K |
| CARDINAL INVESTMENT ADVISORS EIN 36-4464580 NONE | Investment advisory (plan) Service code 27 | 231 S BEMISON AVE CLAYTON, MO 63105 | $30K |
| SPECTOR WOLFE & MCLAUGHLIN LLC EIN 43-1718339 NONE | Legal Service code 29 | 117 W. WOODBINE AVE KIRKWOOD, MO 63122 | $27K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $27K |
| PINNACLE INT'L MANAGEMENT LLC EIN 13-3998705 NONE | Investment management fees paid directly by plan; Soft dollars commissions Service code 51 | 335 MADISON AVE 11TH FLOOR NEW YORK, NY 10017 | $25K |
| MERCY MANAGED BEHAVIORAL HEALTH NONE | Consulting (general) Service code 16 | 1000 DES PERES ROAD, SUITE 200-C ST. LOUIS, MO 63131 | $17K |
| LDI PHARMACY BENEFIT MANAGEMENT EIN 43-0960351 NONE | Other fees Service code 99 | 680 CRAIG ROAD STE 200 CREVE COEUR, MO 63141 | $12K |
| RODNEY JOGGERST EIN 43-6196086 TRUSTEE | Trustee (individual) Service code 20 | 9040 LACKLAND ROAD ST. LOUIS, MO 63114 | $11K |
| THOMAS DINKINS III EIN 43-6196086 TRUSTEE | Trustee (individual) Service code 20 | 9040 LACKLAND ROAD ST. LOUIS, MO 63114 | $11K |
| DANIEL HEUMANN EIN 43-6196086 TRUSTEE | Trustee (individual) Service code 20 | 9040 LACKLAND ROAD ST. LOUIS, MO 63114 | $10K |
| MILLIMAN USA EIN 91-0675641 NONE | Actuarial Service code 11 | 501 N BROADWAY STE 550 ST. LOUIS, MO 63102 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,008 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 107 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GUARDIAN | 802 | $90K |
| Other | GUARDIAN | 802 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 802 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.