| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $42K | $27K | $69K | 2.69% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UPMC HEALTH OPTIONS | $4K | — | $4K | 1.74% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $897 | — | $897 | 0.42% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | — | $7K | 3.95% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 10.37% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | $184 | — | $184 | 0.26% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 11.75% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | $62 | — | $62 | 0.20% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | VISION SERVICE PLAN | $1K | — | $1K | 4.76% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UPMC HEALTH OPTIONS | $800 | — | $800 | 3.02% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $98 | — | $98 | 0.37% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOICATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UPMC HEALTH OPTIONS | $312 | — | $312 | 4.20% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $39 | — | $39 | 0.53% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UPMC HEALTH OPTIONS | $7K | — | $7K | 194.39% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UPMC HEALTH OPTIONS | $566 | — | $566 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 324 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | 397 | $2.8M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 256 | $186K |
| Vision | VISION SERVICE PLAN | 234 | $28K |
| Life insurance | STANDARD INSURANCE COMPANY | 324 | $70K |
| Long-term disability | STANDARD INSURANCE COMPANY | 324 | $32K |
| Other | STANDARD INSURANCE COMPANY | 324 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.