| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 1828 WALNUT STREET, SUITE 700 KANSAS CITY, MO 64108 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $46K | $30K | $76K | 2.77% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 3.95% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 1828 WALNUT STREET, SUITE 700 KANSAS CITY, MO 64108 | UPMC HEALTH OPTIONS | $3K | — | $3K | 1.49% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.12% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 10.27% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GROUP | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | $202 | — | $202 | 0.25% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | VISION SERVICE PLAN | $1K | — | $1K | 4.65% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 12.38% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GROUP | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $512 | — | $512 | 2.00% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | $68 | — | $68 | 0.27% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | 1828 WALNUT STREET, SUITE 700 KANSAS CITY, MO 64108 | UPMC HEALTH OPTIONS | $585 | — | $585 | 3.59% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $540 | — | $540 | 3.32% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOICATES, INC. | 1828 WALNUT STREET, SUITE 700 KANSAS CITY, MO 64108 | UPMC HEALTH OPTIONS | $78 | — | $78 | 7.77% |
| NEISHLOSS FLEMING INC3 Filed as: NEISHLOSS & FLEMING | 2275 SWALLOW HILL ROAD, SUITE 300 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $20 | — | $20 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 356 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 366 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | 475 | $2.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 289 | $203K |
| Vision | VISION SERVICE PLAN | 264 | $30K |
| Life insurance | STANDARD INSURANCE COMPANY | 356 | $80K |
| Long-term disability | STANDARD INSURANCE COMPANY | 356 | $26K |
| Other | STANDARD INSURANCE COMPANY | 356 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.