| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 200 E RANDOLPH STREET CHICAGO, IL 60601 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $95K | — | $95K | 2.35% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD | $14K | $15K | $29K | 2.91% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | C/O NORTHERN TRUST BANK 75 REMITTANCE DR, DEPT 1446 CHICAGO, IL 606751446 | METROPOLITAN LIFE INSURANCE COMPANY | $59K | $11K | $70K | 9.97% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR, DEPT 1446 C/O NORTHERN TRUST BANK CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $3K | $44K | 21.19% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR, DEPT 1446 C/O NORTHERN TRUST BANK CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | $3K | $45K | 21.65% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29695 NETWORK PLACE CHICAGO, IA 606731296 | GENWORTH LIFE INSURANCE COMPANY | $28K | — | $28K | 15.30% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | C/O NORTHERN TRUST BANK 75 REMITTANCE DR, DEPT 1446 CHICAGO, IL 60675 | METLIFE LEGAL PLANS | $8K | $0 | $8K | 10.89% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. IL | PO BOX 956012 ST. LOUIS, MO 63195 | METLIFE LEGAL PLANS | — | $1K | $1K | 1.58% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH STREET SUITE #900 KANSAS CITY, MO 64112 | SHELTER POINT LIFE INSURANCE COMPANY | $538 | — | $538 | 19.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,470 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,470 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,774 | $417K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,270 | $4.1M |
| Vision | VISION SERVICE PLAN | 2,255 | $438K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 4,402 | $698K |
| Long-term disability | RELIANCE STANDARD | 2,900 | $987K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,270 | $4.1M |
| Other(6 contracts, 6 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,270 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.