| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UMB INSURANCE INC.3 Filed as: UMB SCOUT INS SERV INC | 928 GRAND BLVD 6TH FLOOR KANSAS CITY, MO 64106 | UNION SECURITY INSURANCE COMPANY | $16K | — | $16K | 1.12% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | C/O NORTHERN TRUST BANK 200 EAST RANDOLPH STREET CHICAGO, IL 60601 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 0.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES INC | 4454 W 47TH ST STE 900 KANSAS CITY, MO 64112 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| UMB INSURANCE INC.3 Filed as: UMB SCOUT INSURANCE SERVICES, INC. | 1010 GRAND BLVD. KANSAS CITY, MO 64106 | GENWORTH LIFE INSURANCE COMPANY | $17K | — | $17K | 9.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | GENWORTH LIFE INSURANCE COMPANY | $7K | — | $7K | 3.61% |
| TOTAL BENEFIT PLANNING, INC.3 | 11020 OAKMONT STREET OVERLAND PARK, KS 66210 | GENWORTH LIFE INSURANCE COMPANY | $5K | — | $5K | 2.57% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 7943 DALLAS, TX 75379 | UNION SECURITY INSURANCE COMPANY | $7K | — | $7K | 7.50% |
| UMB INSURANCE INC.3 Filed as: UMB SCOUT INSURANCE SCVS INC. | 928 GRAND BLVD, 6TH FLOOR KANSAS CITY, MO 64106 | AMERICAN HERITAGE LIFE INSURANCE | $2K | — | $2K | 3.17% |
| UMB INSURANCE INC.3 Filed as: UMB INSURANCE, INC. | 928 GRAND BLVD. 6TH FLOOR KANSAS CITY, MO 64106 | HYATT LEGAL PLANS | $4K | — | $4K | 5.92% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | C/O NORTHERN TRUST BANK 75 REMITTANCE DR, DEPT 1446 CHICAGO, IL 60675 | HYATT LEGAL PLANS | $3K | — | $3K | 4.48% |
| UMB INSURANCE INC.3 Filed as: UMB SCOUT INSURANCE SERVICES, INC. | 1010 GRAND BLVD. KANSAS CITY, MO 64106 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 11.21% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | C/O NORTHERN TRUST BANK 75 REMITTANCE DR, DEPT 1446 CHICAGO, IL 606751446 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $40 | $1K | 3.95% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $29 | $29 | 0.10% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, INC. | 444 W 47TH STREET SUITE 600 KANSAS CITY, MO 641121919 | ASSURANT | $86K | — | $86K | — |
| DEBORAH ALEXANDER, UMB SCOUT INS SE3 | 928 GRAND BLVD 6TH FLOOR KANSAS CITY, MO 64106 | KANSAS CITY LIFE INSURANCE COMPANY | $4K | — | $4K | — |
| MARLENE MCCABE3 | AON CONSULTING, INC. 4801 MAIN STREET, SUITE 350 KANSAS CITY, MO 64112 | KANSAS CITY LIFE INSURANCE COMPANY | $1K | — | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,708 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,708 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE | 590 | $66K |
| Dental | ASSURANT | 2,692 | $0 |
| Vision | VISION SERVICE PLAN | 2,043 | $323K |
| Life insurance(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 3,796 | $1.5M |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 391 | $87K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 3,796 | $1.4M |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,619 | $1.3M |
| Other(3 contracts, 3 carriers) | GENWORTH LIFE INSURANCE COMPANY | 470 | $275K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.