| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | BLUECROSS BLUESHIELD KC | $66K | $13K | $79K | 5.97% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | PRINCIPAL | $11K | $0 | $11K | 16.12% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUECROSS BLUE SHIELD KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | PRINCIPAL | $0 | $3K | $3K | 4.87% |
| TECHSOURCE INC3 Filed as: TECHSOURCE | 14548 SHERWOOD STREET LEAWOOD, KS 66224 | PRINCIPAL | $3K | $0 | $3K | 3.89% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY LARSON | 3850 E BASELINE RD #121 MESA, AZ 85206 | PRINCIPAL | $1K | $0 | $1K | 1.95% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | DELTA DENTAL OF MISSOURI | $6K | $0 | $6K | 10.03% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | METROPOLITAN LIFE | $6K | $818 | $7K | 22.69% |
| TECHSOURCE INC3 Filed as: TECHSOURCE | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | METROPOLITAN LIFE | $2K | $735 | $2K | 7.44% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | ADVANTICA | $840 | $0 | $840 | 10.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD KC | 108 | $1.3M |
| Dental | DELTA DENTAL OF MISSOURI | 149 | $59K |
| Vision | ADVANTICA | 114 | $8K |
| Life insurance | METROPOLITAN LIFE | 121 | $30K |
| Short-term disability | PRINCIPAL | 112 | $71K |
| Long-term disability | PRINCIPAL | 112 | $71K |
| Prescription drug | BLUECROSS BLUESHIELD KC | 108 | $1.3M |
| Other(2 contracts, 2 carriers) | PRINCIPAL | 121 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.