No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NATIONAL EMPLOYEE BENEFIT ADMINISTR EIN 65-0498809 NONE | Plan Administrator; Claims processing Service code 12 | — | $394K |
| CIGNA HEALTH & LIFE INSURANCE COMPA EIN 59-1031071 NONE | Participant communication; Other services; Float revenue; Contract Administrator; Claims processing Service code 12 | — | $345K |
| SPENCER FANE, LLP EIN 44-0561981 NONE | Legal Service code 29 | — | $76K |
| LEGACY PROFESSIONALS, LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $69K |
| SLEVIN & HART PC EIN 52-1708613 NONE | Legal Service code 29 | — | $66K |
| MEDTRAK SERVICES, LLC EIN 36-4221427 NONE | Claims processing; Contract Administrator Service code 12 | — | $64K |
| BHA CONSULTING, LLC EIN 26-1384808 NONE | Consulting (general) Service code 16 | — | $51K |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 NONE | Claims processing; Contract Administrator Service code 12 | — | $43K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $28K |
| COMMERCE BANK EIN 48-0962626 NONE | Trustee (bank, trust company, or similar financial institution); Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $26K |
| CRUMP CONSULTING, INC. EIN 48-1222156 NONE | Consulting (general) Service code 16 | — | $14K |
| TOP DRAWER EIN 59-1550960 NONE | Copying and duplicating Service code 36 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,275 | $76K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 1,222 | $460K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,275 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.