See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| BARBARA REED EMPLOYEE | Employee (plan); Plan Administrator Service code 14 | 5585 PERSHING AVENUE STE B ST. LOUIS, MO 631124621 | $32K |
| LESHELL FAIR EMPLOYEE | Plan Administrator Service code 14 | 5585 PERSHING AVENUE STE B ST. LOUIS, MO 631124621 | $31K |
| MADDOCKHENSON PC NONE | Legal; Accounting (including auditing) Service code 10 | 5353 S LINDBERGH BLVD STE 200 ST. LOUIS, MO 63126 | $18K |
| MARY DAVIDSON EMPLOYEE | Employee (plan) Service code 30 | 5585 PERSHING AVENUE STE B ST. LOUIS, MO 631124621 | $12K |
| COMMERCE BANK EIN 48-0962626 CUSTODIAN | Investment management; Custodial (securities) Service code 19 | — | $7K |
| HAMMOND AND SHINNERS, P.C. NONE | Legal Service code 29 | 13205 MANCHESTER RD DES PERES, MO 63131 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 435 | $2.1M |
| Dental | LIBERTY DENTAL PLAN OF MISSOURI, INC | 1,084 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,084 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.