See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BARBARA REED EIN 43-0682781 EMPLOYEE | Plan Administrator Service code 14 | 12105 BRIDGETON SQUARE DR, STE 102 BRIDGETON, MO 63044 | $45K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing); Consulting (general) Service code 10 | 8182 MARYLAND AVE, SUITE 900 ST LOUIS, MO 63105 | $34K |
| COMMERCE BANK EIN 48-0962626 NONE | Custodial (securities); Investment management Service code 19 | 8000 FORSYTH, 4TH FLOOR ST. LOUIS, MO 63105 | $13K |
| P.T. DWYER NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 62 YORK DR. ST. LOUIS, MO 63144 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,069 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 143 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,212 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LIBERTY DENTAL PLAN OF MISSOURI, INC. | 1,696 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,696 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.