| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CORNERSTONE | 721 EMERSON SUITE 500 ST LOUIS, MO 63141 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $10K | $10K | 3.31% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN EIN 16-1264154 PROVIDER NETWORK ADMIN | Accounting (including auditing) Service code 10 | 9201 WATSON ROAD ST LOUIS, MO 63126 | $1.3M |
| DEBBIE WATSON EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $104K |
| DAVID DEJARNETT EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $78K |
| MACQUIRE INVESTMENT MANAGER | Investment management Service code 28 | 2005 MARKET ST 4TH FLOOR PHILADELPHIA, PA 19103 | $76K |
| BURR OAK CONSULTING LLC EIN 82-3420174 CONSULTING | Consulting (general) Service code 16 | 2115 BARRETT STATION RD ST LOUIS, MO 63131 | $69K |
| EXPRESS SCRIPTS EIN 43-0912223 PHARMACY BENEFIT ADMIN | Contract Administrator Service code 13 | 8455 UNIVERISTY PLACE DR ST LOUIS, MO 63121 | $66K |
| KELLY BROWN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| MARIA ARRAS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| CYNTHIA PANNIER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| ANGELA CHAPMAN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| KATHY LEE EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| TAMMIE BELL EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| MEGAN MCCANN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| RSM US LLP EIN 42-0714325 ACCOUNTING CONSULTING | Accounting (including auditing); Consulting (general) Service code 10 | 8182 MARYLAND AVENUE STE 900 ST LOUIS, MO 63105 | $53K |
| ANNETTE HUSEMANN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| BOYD WATTERSON EIN 34-1922005 INVESTMENT MANAGER | Investment management Service code 28 | 1301 E 9TH ST 2900 CLEVELAND, OH 44144 | $52K |
| TRACIE ROSS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| SARA YOUNG EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| ASHTYN FULHORST EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| JULIE YARCK EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| REMORIA MILLER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| JESSICA ARMISTEAD EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| KELLY WELLS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| KATHLEEN SUEDKAMP EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| RICHARD KNORR EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| AMY FARMER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| JULIE PREIS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| HAMMOND & SHINNERS P.C. EIN 43-1429257 FUND ATTORNEY | Legal Service code 29 | 13205 MANCHESTER RD DES PERES, MO 63131 | $45K |
| SLC MANAGEMENT EIN 47-3503928 INVESTMENT MANAGER | Investment management Service code 28 | 1 SUN LIFE EXECUTIVE PARK WELLESLEY HILLS, MA 02481 | $39K |
| ENTERPRISE BANK EIN 43-1472619 BANK FEES | Custodial (other than securities) Service code 18 | 145 NORTH MERAMEC CLAYTON, MO 63105 | $29K |
| MERCY OCCUPATIONAL HEALTH EIN 43-1664148 NONE | Contract Administrator Service code 13 | PO BOX 504222 ST LOUIS, MO 63150 | $28K |
| DANIEL AND HENRY INSURANCE | Insurance agents and brokers Service code 22 | 1001 HIGHLANDS PLAZA DR 500 ST LOUIS, MO 63121 | $27K |
| INVESCO ADVISORS INC EIN 51-0409428 INVESTMENT MANAGER | Investment management Service code 28 | 1555 PEACHTREE STREET NE STE 1800 ATLANTA, GA 30309 | $21K |
| INVESTMENT CONSULTING SERVICES LLC EIN 32-0016703 INVESTMENT CONSULTANT | Investment advisory (plan) Service code 27 | 2215 YORK ROAD SUITE 206 OAK BROOK, IL 60523 | $15K |
| WILMINGTON TRUST EIN 16-1486454 INVESTMENT CONSULTANT | Investment management Service code 28 | 1100 NORTH MARKET STREET WILMINGTON, DE 198900001 | $14K |
| CUNI, RUST & STRENK EIN 31-1227755 ACTUARY | Actuarial Service code 11 | 4555 LAKE FOREST DRIVE SUITE 620 CINCINNATI, OH 45242 | $12K |
| RUBIN BROWN SECURITY CONSULTING | Consulting (general) Service code 16 | 7676 FORSYTH BLVD SUITE 2100 ST LOUIS, MO 63105 | $12K |
| RHUMBLINE ADVISERS EIN 83-3969290 INVESTMENT MANAGER | Investment management Service code 28 | 1100 MAIN ST FLOOR 4 KANSAS CITY, MO 64105 | $11K |
| KEEPSAFE INC, DBA OFFISTE DATASYNC EIN 46-4821305 NONE | Other fees Service code 99 | 21750 HARDY OAK BLVD STE 104 SAN ANTONIO, TX 78258 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,816 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,837 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,720 | $679K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 3,785 | $306K |
| Other | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 3,785 | $306K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,785 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.