| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CORNERSTONE | — | GUARDIAN | — | $11K | $11K | 3.24% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 | Contract Administrator Service code 13 | — | $1.6M |
| DEBBIE WATSON EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $95K |
| SUSAN E. SICKLER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $80K |
| BURR OAK CONSULTING LLC EIN 82-3420174 NONE | Consulting (general) Service code 16 | 2115 BARRETT STATION RD ST. LOUIS, MO 63131 | $80K |
| MACQUIRIE INVESTMENT MANAGEMENT NONE | Investment management Service code 28 | 2005 MARKET ST., 4TH FLOOR PHILADELPHIA, PA 19103 | $74K |
| SLC MANAGEMENT EIN 47-3503928 NONE | Investment management Service code 28 | — | $72K |
| HAMMOND & SHINNERS P.C. EIN 43-1429257 NONE | Legal Service code 29 | 13205 MANCHESTER RD. DES PERES, MO 63131 | $69K |
| DAVID DEJARNETT EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $58K |
| ANGELA C. CHAPMAN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing); Consulting (general) Service code 10 | 8182 MARYLAND AVENUE, STE 900 ST. LOUIS, MO 63105 | $56K |
| SARA YOUNG EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| CYNTHIA PANNIER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| JULIE YARCK EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| ANNETTE HUSEMANN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| KATHY LEE EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| TRACIE HENRY EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| TAMMIE BELL EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| MEGAN BOYER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| MARIA ARRAS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| ASHTYN FULHORST EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| CASTIA EIN 43-0912223 NONE | Contract Administrator Service code 13 | — | $47K |
| JESSICA ARMISTEAD EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| KELLY WELLS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| JULIE PREIS EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| REMORIA MILLER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| KATHLEEN SUEDKAMP EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| RICHARD M. KNORR EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| AMY J. FARMER EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| KELLY BROWN EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| BOYD WATTERSON EIN 34-1922005 NONE | Investment management Service code 28 | — | $35K |
| INVESTMENT CONSULTING SERVCIES LLC EIN 32-0016703 NONE | Investment advisory (plan) Service code 27 | — | $24K |
| LINDA SEDLACEK EIN 43-0648504 EMPLOYEE | Employee (plan) Service code 30 | — | $19K |
| MERCY OCCUPATIONAL HEALTH EIN 43-1664148 | Contract Administrator Service code 13 | PO BOX 504222 ST. LOUIS, MO 63150 | $18K |
| CUNI, RUST & STRENK EIN 31-1227755 NONE | Actuarial Service code 11 | 4555 LAKE FOREST DRIVE, SUITE 620 CINCINNATI, OH 45242 | $15K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | 101 NORTH WACKER DRIVE, SUITE 500 CHICAGO, IL 606061724 | $14K |
| WILMINGTON TRUST, NA EIN 16-1486454 NONE | Investment management Service code 28 | 1100 NORTH MARKET STREET WILMINGTON, DE 198900001 | $8K |
| RHUMBLINE ADVISERS EIN 04-3118582 NONE | Investment management Service code 28 | — | $7K |
| KEEPSAFE INC. DBA OFFSITE DATASYNC EIN 46-4821305 NONE | Other fees Service code 99 | 21750 HARDY OAK BLVD STE 104 SAN ANTONIO, TX 78258 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,776 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,808 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,744 | $691K |
| Life insurance | GUARDIAN | 3,813 | $325K |
| Other | GUARDIAN | 3,813 | $325K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,813 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.