No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 TPA | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Float revenue; Claims processing; Consulting (general); Contract Administrator; Other fees; Direct payment from the plan Service code 12 | — | $6.9M |
| AETNA EIN 06-6033492 TPA | Claims processing; Direct payment from the plan; Consulting (general); Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Insurance services; Other fees Service code 12 | — | $527K |
| ERNST & YOUNG EIN 34-6565596 CONSULTING | Consulting (general) Service code 16 | — | $243K |
| MERCER HEALTH AND BENEFITS LLC EIN 36-2668272 CONSULTING | Consulting (general); Other services Service code 16 | — | $204K |
| GRANT THORNTON LLP EIN 36-6055558 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | — | $65K |
| NORTHERN TRUST COMPANY EIN 36-1561860 TRUST COMPANY | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $45K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,772 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,772 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.