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Sponsor portfolioWelfare / HealthEIN 43-0259330
EMERSON ELECTRIC COMPANY
8027 FORSYTH BOULEVARD · ST. LOUIS, MO 63105
3145532000
- Plans filed
- 15
- Years active
- 2015–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$21.6M
No prior year
Persons covered
106,291
No prior year
Total participants
175,001
No prior year
Plans filed
15
No prior year
Plans under this sponsor
15 plans
Plan #901$15.8M
EMERSON ELECTRIC CO CONSOLIDATED LIFE AND DISABILITY PLAN
Fully insured14,427 covered·2 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #512$3.8M
EMERSON ELECTRIC CO. FULLY INSURED ACTIVE WELFARE BENEFIT PLAN
Mixed10,734 covered·2 carriers
Primary: AETNA LIFE INSURANCE COMPANY
Plan #702$1.0M
EMERSON ELECTRIC CO. ACCIDENT, CRITICAL ILLNESS, HOSPITAL INDEMNITY PLAN
Fully insured3,425 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #701$278K
EMERSON ELECTRIC CO. LEGAL INSURANCE PLAN
Fully insured2,958 covered·1 carrier
Primary: ARAG INSURANCE COMPANY
Plan #615$267K
EMERSON ELECTRIC COMPANY BUSINESS TRAVEL ACCIDENT PLAN
Fully insured59,822 covered·1 carrier
Primary: NATIONAL UNION FIRE INS CO OF PITTSBURGH PA
Plan #513$225K
EMERSON ELECTRIC CO. FULLY INSURED RETIREE WELFARE BENEFIT PLAN
Mixed69 covered·2 carriers
Primary: MEDICA
Plan #802$152K
EMERSON ELECTRIC COMPANY EMPLOYEE ASSISTANCE PROGRAMS
Fully insured14,856 covered·1 carrier
Primary: CURALINC HEALTHCARE
Plan #502$0
EMERSON ELECTRIC CO. SELF-FUNDED ACTIVE WELFARE BENEFIT PLAN
Self-funded0 covered·0 carriers
Plan #503$0
EMERSON ELECTRIC CO. SELF-FUNDED RETIREE WELFARE BENEFIT PLAN
Self-funded0 covered·0 carriers
Plan #504$0
EMERSON ELECTRIC COMPANY MASTER LONG TERM DISABILITY PLAN
Self-funded0 covered·0 carriers
Plan #800$0
EMERSON ELECTRIC CO CAFETERIA PLAN
Unknown0 covered·0 carriers
Plan #801$0
EMERSON ELECTRIC COMPANY SEVERANCE PAY ARRANGEMENTS/POLICIES
Self-funded0 covered·0 carriers
Plan #573$0
ASCO NUMATICS SELF INSURED VISION PLAN
Self-funded0 covered·0 carriers
Plan #572$0
KATO ENGINEERING SELF INSURED DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #570$0
CLOSETMAID SELF INSURED DENTAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $16.5M | 39.3% | |
| Life | $12.2M | 29.3% | |
| Vision | $3.8M | 9.1% | |
| Health | $3.5M | 8.4% | |
| Long-term disability | $3.5M | 8.3% | |
| Dental | $2.3M | 5.4% | |
| Short-term disability | $54K | 0.1% |
Carrier overview
8 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LSTDLTDOth | $15.8M | 73.3% | 1 | 5 | 14,427 |
EIN 066033492 | HDV | $2.3M | 10.5% | 1 | 1 | 462 |
EIN 363560825 | V | $1.5M | 7.1% | 2 | 2 | 10,803 |
EIN 135581829 | H | $1.0M | 4.9% | 1 | 3 | 3,425 |
EIN 421338303 | Oth | $278K | 1.3% | 1 | 1 | 2,958 |
EIN 250687550 | Oth | $267K | 1.2% | 1 | 2 | 59,822 |
EIN 411242261 | H | $215K | 1.0% | 1 | 2 | 40 |
EIN 331206383 | Oth | $152K | 0.7% | 1 | 1 | 14,856 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | ARAG INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY | $616K | $57K | $674K | 62.3% | 2 |
| AMERICAN BENEFITS AND COMPENSATION | NEW YORK, NY | UNUM LIFE INSURANCE COMPANY OF AMERICA, FIRST UNUM LIFE INSURANCE COMPANY | $315K | $0 | $315K | 29.1% | 1 |
| MERCER HEALTH AND BENEFITS, LLC | ST LOUIS, MO | NATIONAL UNION FIRE INS CO OF PITTSBURGH PA, UNUM LIFE INSURANCE COMPANY OF AMERICA, FIRST UNUM LIFE INSURANCE COMPANY | $92K | $0 | $92K | 8.5% | 2 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan