| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD STE 600 RALEIGH, NC 27612 | SUN LIFE ASSURANCE COMPANY OF CANADA | $21K | $0 | $21K | 15.00% |
| DAWN D JOHNSTON3 | 1884 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $15K | $619 | $15K | 12.19% |
| JOANN SPIVEY3 | 113 CREEK TRL HERTFORD, NC 27944 | AFLAC | $2K | $52 | $2K | 1.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROBERT A BROWN | 304 SHADOW VALLEY RD HIGH POINT, NC 27262 | AFLAC | $2K | $145 | $2K | 1.34% |
| AUBREY G PHELPS3 | 81 SAMANTHA DR PLYMOUTH, NC 27962 | AFLAC | $624 | $93 | $717 | 0.57% |
| LINDA L FELTON3 | 119 SHARPS LN HERTFORD, NC 27944 | AFLAC | $410 | $0 | $410 | 0.33% |
| ANNE H MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27928 | AFLAC | $400 | $0 | $400 | 0.32% |
| LAURA S AMBROSE3 | 3552 GODARD TOWN RD WASHINGTON, NC 27889 | AFLAC | $395 | $0 | $395 | 0.31% |
| JOAN H DIXON3 | 1896 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $352 | $0 | $352 | 0.28% |
| SONYA CARTER3 | 164 HAMPTON HOBBS RD FAISON, NC 28341 | AFLAC | $334 | $0 | $334 | 0.27% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $223 | $0 | $223 | 0.18% |
| RUSSELL W TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, NC 28314 | AFLAC | $213 | $0 | $213 | 0.17% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $189 | $0 | $189 | 0.15% |
| GARY W GREENE3 | 505 GOLF VIEW DR GREENVILLE, NC 27834 | AFLAC | $153 | $0 | $153 | 0.12% |
| KATHRYN T MINSCHEW3 | 1239 BRICKHOUSE POINT RD ELIZABETH CITY, NC 27909 | AFLAC | $135 | $0 | $135 | 0.11% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $122 | $0 | $122 | 0.10% |
| MICHAEL HOWARD WEEKS3 | 160 ELLIOT RD AYDLETT, NC 27916 | AFLAC | $115 | $0 | $115 | 0.09% |
| SUSAN C BRADLEY3 | 4586 MARKET STREET EXT WASHINGTON, NC 27889 | AFLAC | $112 | $0 | $112 | 0.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD STE A WOODBURY, NY 11797 | AFLAC | $78 | $0 | $78 | 0.06% |
| WILLIAM D CARTER3 | 164 HAMPTON HOBBS RD FAISON, NC 28341 | AFLAC | $62 | $0 | $62 | 0.05% |
| DAVID N MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $45 | $0 | $45 | 0.04% |
| KRISTI LESLIE3 | 104 N OAK ST ST PRATT, KS 67124 | AFLAC | $45 | $0 | $45 | 0.04% |
| LINDA MCCOY3 | 143 BROWN AVE COVE CITY, NC 28523 | AFLAC | $39 | $0 | $39 | 0.03% |
| RYAN P BENEDICT3 | 2007 OVERLOOK CT CANONSBURG, PA 15317 | AFLAC | $33 | $0 | $33 | 0.03% |
| GORDON K VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $32 | $0 | $32 | 0.03% |
| JEFFREY L GODWIN3 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $23 | $0 | $23 | 0.02% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 TOWNSHIP, PA 16006 | AFLAC | $22 | $0 | $22 | 0.02% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $20 | $0 | $20 | 0.02% |
| G W HUX & CO3 | PO BOX 1833 ROANOKE RAPIDS, NC 27870 | AFLAC | $20 | $0 | $20 | 0.02% |
| LAUREN E SKINNER3 | 1225 NORRIS ST RALEIGH, NC 27604 | AFLAC | $18 | $0 | $18 | 0.01% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15004 | AFLAC | $16 | $0 | $16 | 0.01% |
| ROBERT P KELLAND JR3 | 10600 WHITE RABBIT RD RICHMOND, VA 23235 | AFLAC | $14 | $0 | $14 | 0.01% |
| JOHANNES C BUBBERT3 | 342 52ND ST LINDENHURST, NY 11757 | AFLAC | $13 | $0 | $13 | 0.01% |
| K EARLE ABERNETHY3 | 2902 SHERYL DR KINSTON, NC 28504 | AFLAC | $13 | $0 | $13 | 0.01% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $12 | $0 | $12 | 0.01% |
| ROY D MUNSTER3 | 8332 CHARING LN GLEN ALLEN, VA 23059 | AFLAC | $12 | $0 | $12 | 0.01% |
| SANDRA HADDOCK3 | 115 JONES CIR CHOCOWINITY, NC 27817 | AFLAC | $11 | $0 | $11 | 0.01% |
| TRACY L WARREN3 | 2933B JESSICA DR WINTERVILLE, NC 28590 | AFLAC | $11 | $0 | $11 | 0.01% |
| CHRISTOPHER PAUL FARGOTSTEIN3 | 120 MARGUERITE DR CRANBERRY TWP, PA 16066 | AFLAC | $9 | $0 | $9 | 0.01% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DR UNIT 1202 TAMPA, FL 33602 | AFLAC | $8 | $0 | $8 | 0.01% |
| STEPHEN M SMITH3 | 10374 ALEXANDER MARTIN AVE CHARLOTTE, NC 28277 | AFLAC | $6 | $0 | $6 | 0.00% |
| STEPHEN STOX3 | 702 CROMWELL DR STE F GREENVILLE, NC 27858 | AFLAC | $5 | $0 | $5 | 0.00% |
| STEPHEN STRICKLAND3 | 147 WARREN DR ROANOKE RAPIDS, NC 27870 | AFLAC | $5 | $0 | $5 | 0.00% |
| DUANE A ADAMS3 | 493 BAILEY DR LOUISA, VA 23093 | AFLAC | $3 | $0 | $3 | 0.00% |
| HEATHER BARTLEY3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $3 | $0 | $3 | 0.00% |
| JANE W BARNHILL3 | 536 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $3 | $0 | $3 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | $0 | $2 | 0.00% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $1 | $0 | $1 | 0.00% |
| MICHAEL R MARTIN3 | 32 OLD HICKORY PITTSBORO, NC 27312 | AFLAC | $1 | $0 | $1 | 0.00% |
| LARA K GRANDE3 | 117 MORNING MIST LN FRANKLIN, TN 37064 | AFLAC | $1 | $0 | $1 | 0.00% |
| SEAN R HILDRETH3 | 434 TUCKER RD GRIMESLAND, NC 27837 | AFLAC | $1 | $0 | $1 | 0.00% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARK D LUTHER3 | 300 LOOP RD SHERWOOD, AR 72120 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOSEPH W CALABRO SR3 | 36 ROBINHOOD DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | $1K | $17K | 16.03% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC CO 2301 SUGAR BUSH ROAD RALEIGH, NC 27612 | COMMUNITY EYE CARE | $2K | $0 | $2K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 170 | $105K |
| Vision | COMMUNITY EYE CARE | 260 | $19K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $141K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $141K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $141K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.