| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAWN D JOHNSTON3 | 1884 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $10K | $595 | $10K | 8.48% |
| AUBREY G PHELPS3 | 81 SAMANTHA DR PLYMOUNTH, NC 27962 | AFLAC | $963 | $18 | $981 | 0.81% |
| LINDA L FELTON3 | 119 SHARPS LN HERTFORD, NC 27944 | AFLAC | $613 | $106 | $719 | 0.60% |
| KATHRYN T MINSCHEW3 | 1239 BRICKHOUSE POINT RD ELIZABETH CITY, NC 27909 | AFLAC | $588 | $43 | $631 | 0.52% |
| SONYA CARTER3 | 164 HAMPTON HOBBS RD FAISON, NC 28341 | AFLAC | $551 | $0 | $551 | 0.46% |
| ANNE H MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27828 | AFLAC | $498 | $0 | $498 | 0.41% |
| JOAN H DIXON3 | 1896 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $448 | $0 | $448 | 0.37% |
| LAURA S AMBROSE3 | 3552 GODARD TOWN RD WASHINGTON, NC 27889 | AFLAC | $435 | $0 | $435 | 0.36% |
| SUSAN C BRADLEY3 | 4586 MARKET STREET EXT WASHINGTON, NC 27889 | AFLAC | $350 | $0 | $350 | 0.29% |
| RUSSELL W TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, NC 28317 | AFLAC | $286 | $0 | $286 | 0.24% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $251 | $0 | $251 | 0.21% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $186 | $0 | $186 | 0.15% |
| MICHAEL HOWARD WEEKS3 | 160 ELLIOT RD AYDLETT, NC 27916 | AFLAC | $180 | $0 | $180 | 0.15% |
| GARY W GREENE3 | 505 GOLF VIEW DR GREENVILLE, NC 27834 | AFLAC | $165 | $0 | $165 | 0.14% |
| SARA SELBY3 | 1884 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $150 | $9 | $159 | 0.13% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $138 | $0 | $138 | 0.11% |
| WILLIAM D CARTER3 | 164 HAMTON HOBBS RD FAISON, NC 28341 | AFLAC | $133 | $0 | $133 | 0.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD STE A WOODBURY, NJ 11797 | AFLAC | $122 | $0 | $122 | 0.10% |
| LINDA MCCOY3 | 143 BROWN AVE COVE CITY, NC 28523 | AFLAC | $65 | $0 | $65 | 0.05% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $50 | $0 | $50 | 0.04% |
| KRISTI LESLIE3 | 104 N OAK ST PRATT, KS 67124 | AFLAC | $45 | $0 | $45 | 0.04% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $35 | $0 | $35 | 0.03% |
| RYAN P BENEDICT3 | 1143 CEDAR BLVD PITTSBURGH, PA 15228 | AFLAC | $31 | $0 | $31 | 0.03% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | AFLAC | $25 | $0 | $25 | 0.02% |
| JEFFREY L GODWIN3 | 132 N ENGLEWOOD DR ROCK MOUNT, NC 27804 | AFLAC | $23 | $0 | $23 | 0.02% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $22 | $0 | $22 | 0.02% |
| JOHANNES C BUBBERT3 | 488 S GREENE AVE LINDENHURST, NY 11757 | AFLAC | $21 | $0 | $21 | 0.02% |
| LAUREN E SKINNER3 | 1225 NORRIS ST RELEIGH, NC 27604 | AFLAC | $20 | $0 | $20 | 0.02% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $18 | $0 | $18 | 0.01% |
| GORDON K VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $17 | $0 | $17 | 0.01% |
| ROBERT P KELLAND JR3 | 10600 WHITE RABBIT RD RICHMOND, VA 23235 | AFLAC | $16 | $0 | $16 | 0.01% |
| CHRISTOPHER PAUL FARGOTSTEIN3 Filed as: CHRISTOPHER PAUL FORGOTSTEIN | 120 MARGUERITE DR CRANBERRY TWP, PA 16066 | AFLAC | $15 | $0 | $15 | 0.01% |
| K EARLE ABERNETHY3 | 2902 SHERYL DR KINSTON, NC 28504 | AFLAC | $14 | $0 | $14 | 0.01% |
| JOSEPH W CALABRO SR3 | 36 ROBINHOOD DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $12 | $0 | $12 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROBERT A BROWN | 108 W ACADEMY ST WILLIAMSTON, NC 27892 | AFLAC | $12 | $0 | $12 | 0.01% |
| ROY D MUNSTER3 | 8332 CHARING LN GLEN ALLEN, VA 23059 | AFLAC | $12 | $0 | $12 | 0.01% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DR UNIT 1202 TAMPA, FL 33602 | AFLAC | $9 | $0 | $9 | 0.01% |
| JOSEPH W CALABRO SR3 | 2120 RIDGE DR MARS, PA 16046 | AFLAC | $6 | $0 | $6 | 0.00% |
| STEPHEN M SMITH3 | 10374 ALEXANDER MARTIN AVE CHARLOTTE, NC 28277 | AFLAC | $6 | $0 | $6 | 0.00% |
| STEPHEN STRICKLAND3 | 147 WARREN DR ROANOKE RAPIDS, NC 27870 | AFLAC | $5 | $0 | $5 | 0.00% |
| HEATHER BARTLEY3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $5 | $0 | $5 | 0.00% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $3 | $0 | $3 | 0.00% |
| JANE W BARNHILL3 | 536 DOVERFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $3 | $0 | $3 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | $0 | $2 | 0.00% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $1 | $0 | $1 | 0.00% |
| LARA K GRANDE3 | 117 MORNING MIST LN FRANKLIN, TN 37064 | AFLAC | $1 | $0 | $1 | 0.00% |
| MICHAEL R MARTIN3 | 32 OLD HICKORY PITTSBORO, NC 27312 | AFLAC | $1 | $0 | $1 | 0.00% |
| SEAN R HILDRETH3 | 434 TUCKER RD GRIMESLAND, NC 27837 | AFLAC | $1 | $0 | $1 | 0.00% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 S JEFFERSON ST ROANOKE, VA 24011 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $0 | $11K | 13.73% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $986 | $597 | $2K | 2.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 3625 N ELM ST #200 GREENSBORO, NC 27455 | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 13.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 3625 N ELM ST #200 GREENSBORO, NC 27455 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 13.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 3625 N ELM ST #200 GREENSBORO, NC 27455 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 13.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUITE 600 RALEIGH, NC 27612 | COMMUNITY EYE CARE | $2K | $0 | $2K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $76K |
| Vision | COMMUNITY EYE CARE | 185 | $13K |
| Life insurance | STANDARD INSURANCE COMPANY | 4,843 | $36K |
| Short-term disability | STANDARD INSURANCE COMPANY | 56 | $28K |
| Long-term disability | STANDARD INSURANCE COMPANY | 0 | $43K |
| Other | AFLAC | 124 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,843 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.