| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NHUNG LE PHAN3 | 102 LIBERTY AVE ATLANTIC CITY, NJ 08401 | ALLSTATE | $4K | — | $4K | 14.86% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | ALLSTATE | $2K | — | $2K | 7.02% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D LONEGRAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | ALLSTATE | $112 | — | $112 | 0.41% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $922 | — | $922 | 6.28% |
| NHUNG LE PHAN3 | 102 LIBERTY AVE ATLANTIC CITY, NJ 08401 | TRUSTMARK INSURANCE COMPANY | $314 | — | $314 | 2.14% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D LONEGRAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | TRUSTMARK INSURANCE COMPANY | $95 | — | $95 | 0.65% |
| NHUNG LE PHAN3 | 102 LIBERTY AVE ATLANTIC CITY, NJ 08401 | ALLSTATE | $723 | — | $723 | 7.11% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | ALLSTATE | $276 | — | $276 | 2.71% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D LONEGRAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | ALLSTATE | $53 | — | $53 | 0.52% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES INC | PO BOX 654118 DALLAS, TX 75265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $703 | — | $703 | 9.82% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE SUITE 100 MT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $961 | — | $961 | 35.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 14 | $30K |
| Vision | HIGHMARK | 371 | $18K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 374 | $198K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 374 | $195K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 374 | $210K |
| Prescription drug | HIGHMARK | 95 | $106K |
| Other(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 374 | $240K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.