| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REYNOLDS & REYNOLDS INC3 | THE PLAZA, STE 200 DES MOINES, IA 50309 | WELLMARK, INC | $19K | — | $19K | 3.14% |
| REYNOLDS & REYNOLDS INC3 | THE PLAZA, STE 200 DES MOINES, IA 50309 | WELLMARK, INC | $15K | — | $15K | 3.85% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $54 | $2K | 2.14% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $758 | $4K | 19.07% |
| BENEUSA LLC3 | 1851 LAKE DR W #350 CHANHASSEN, MN 55317 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $930 | $930 | 5.00% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $613 | $3K | 19.05% |
| BENEUSA LLC3 | 1851 LAKE DR W #350 CHANHASSEN, MN 55317 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $757 | $757 | 5.00% |
| REYNOLDS & REYNOLDS INC3 Filed as: REYNOLDS & REYONDS INC | 300 WALNUT ST #200 DES MOINES, IA 50309 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $402 | $2K | 18.29% |
| BENEUSA LLC3 | 1851 LAKE DR W #350 CHANHASSEN, MN 55317 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $611 | $611 | 5.00% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $507 | $2K | 19.16% |
| BENEUSA LLC3 | 1851 LAKE DR W #350 CHANHASSEN, MN 55317 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $610 | $610 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | WELLMARK, INC | 63 | $989K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 382 | $99K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $24K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $19K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $15K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.