| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | $6K | $60K | $65K | 2.50% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | — | $3K | $3K | 0.10% |
| CUSTOM BENEFITS PROGRAMS3 Filed as: CUSTOM BENEFI PROGRAMS INC | 897 12TH ST HAMMONTON, NJ 08037 | METROPOLITAN LIFE INSURANCE COMPANY | $378 | $96 | $474 | 0.08% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - RICHMOND | PO BOX 905494 CHARLOTTE, NC 28290 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $15K | $15K | 2.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - RICHMOND | PO BOX 905494 CHARLOTTE, NC 28290 | FIRST UNUM LIFE INSURANCE COMPANY | — | $325 | $325 | 2.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK BCBS OF IOWA EIN 42-0318333 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.1M |
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $177K |
| PRINCIPAL GLOBAL EIN 42-1479618 NONE | Investment management Service code 28 | — | $156K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $143K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $82K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $34K |
| AON CONSULTING EIN 22-2232264 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $12K |
| ANTHEM HEALTH PLANS OF VIRGINIA EIN 54-0357120 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $0 |
| LIFELOCK NONE | Direct payment from the plan; Other services Service code 49 | 60 EAST RIO SALADO PARKWAY SUITE 40 TEMPE, AZ 85281 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 740 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 146 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,496 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 5,774 | $3.2M |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,573 | $1.8M |
| Other | FIRST UNUM LIFE INSURANCE COMPANY | 35 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,774 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.