| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE US CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | — | $61K | $61K | 2.32% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 8182 MARYLAND AVE SUITE 1500 ST. LOUIS, MO 63105 | MINNESOTA LIFE INSURANCE COMPANY | — | $3K | $3K | 0.10% |
| HARVARD PRINTING GROUP5 | 175 US HIGHWAY 46 WEST FAIRFIELD, NJ 070042327 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $604 | $604 | 0.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $1.5M |
| GLOBAL INVESTORS LLC NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | 711 HIGH STREET DES MOINES, IA 50392 | $474K |
| WEDGE CAPITAL MANAGEMENT, LLP EIN 56-1557450 NONE | Investment management; Direct payment from the plan Service code 28 | — | $226K |
| METROPOLITAN LLIFE INSURANCE CO EIN 13-5581829 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $65K |
| ONEEXCHANGE EIN 26-0775680 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $56K |
| CAREMARK EIN 95-3382344 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $42K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $25K |
| HEWITT ENNISKNUPP, INC. NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan; Consulting (pension) Service code 17 | 39584 TREASURY CENTER CHICAGO, IL 606949500 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,903 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 570 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 181 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,654 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | MINNESOTA LIFE INSURANCE COMPANY | 11,893 | $2.6M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,364 | $734K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,893 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.