| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF GREAT PLAINS, LL | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $5K | $13K | 16.47% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF GREAT PLAINS, LL | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $4K | $12K | 23.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF GREAT PLAINS, LL | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $4K | $8K | 19.88% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF GREAT PLAINS, LL | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $2K | $5K | 18.25% |
| BRAD BIEL3 Filed as: BRAD JOHNSON | — | VISION SERVICE PLAN | $2K | — | $2K | 8.99% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL, INC. | — | VISION SERVICE PLAN | $164 | — | $164 | 0.72% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR | — | VISION SERVICE PLAN | $80 | — | $80 | 0.35% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF GREAT PLAINS, LL | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $591 | $2K | 23.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 169 | $2.1M |
| Dental | DELTA DENTAL OF IOWA | 159 | $110K |
| Vision | VISION SERVICE PLAN | 144 | $23K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 280 | $81K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 120 | $82K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 145 | $42K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 280 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.