| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | CAPITAL HEALTH PLAN | $51K | — | $51K | 3.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLEANNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 0.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.33% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | BLUE CROSS BLUE SHIELD OF FLORIDA | $26K | — | $26K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72K | — | $72K | 31.08% |
| CHERYL A. FLOOD3 Filed as: CHERYL A FLOOD | PO BOX 83 MONTROSE, IL 62445 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | — | $20K | 8.55% |
| JAMES E SCHWERDTFEGER3 | PO BOX 194 MT ZION, IL 62549 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 6.21% |
| KIMBERLY S. ECKERTY3 Filed as: KIMBERLY ECKERTY | 503 N 25TH STREET CASEY, IL 62420 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 4.02% |
| KENNETH KOEBELE3 | 5364 E 1400TH AVE WHEELER, IL 62479 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 3.10% |
| JEREMY S KLOKKENGA3 | 1355 N BLUFF ROAD SUITE A COLLINSVILLE, IL 62234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.84% |
| TIMOTHY J REED3 Filed as: TIMOTHY S INGRAM | 2105 EASTLAND DR SUITE 13 BLOOMINGTON, IL 61704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 2.04% |
| H BRIAN GIBSON3 | PO BOX 1005 SESSER, IL 62884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 1.97% |
| BENJAMIN M PONDER3 | 1111 WEST MORTON AVE SUITE 11 JACKSONVILLE, IL 62650 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.77% |
| CHRISTOPHER J BAYER3 | 1416 N BROAD ST GALESBURG, IL 61401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.96% |
| SHARYL K BATHE3 | 1816 BROADWAY AVE MATTOON, IL 61938 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.94% |
| MIRIAM C WATKINS3 Filed as: MIRIAM WATKINS | 3456 RX MOUTH LANE TALLAHASSEE, FL 32317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.50% |
| KEITH MCELYEA3 Filed as: KEITH J MCELYEA | 512 SPITLER PARK PLZ MT ZION, IL 62549 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.47% |
| ETHEL EBLEN3 | 1125 HAMPSHIRE SUITE 201 QUINCY, IL 62301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | — | $219 | 0.09% |
| WILLIAM T GANT3 | 1355 B LYNNFIELD RD SUITE 259 MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | — | $120 | 0.05% |
| JONATHAN L BAZELL3 | 903 ANN LABOR LN VERNON HILLS, IL 60061 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,600 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CAPITAL HEALTH PLAN | 306 | $2.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2 | $63K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,780 | $1.6M |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,780 | $1.6M |
| Prescription drug(2 contracts, 2 carriers) | CAPITAL HEALTH PLAN | 306 | $2.3M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,780 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,780 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.