| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS | 2048 SUPERIOR DRIVE NW, STE 100 ROCHESTER, MN 55901 | WELLMARK HEALTH PLAN OF IOWA, INC. | $26K | — | $26K | 1.21% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS | 2048 SUPERIOR DRIVE NW, STE 100 ROCHESTER, MN 55901 | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | $9K | — | $9K | 5.22% |
| NORTH RISK PARTNERS LLC3 | 2048 SUPERIOR DRIVE NW STE 100 ROCHESTER, MN 55901 | VERATRUS BENEFIT SOLUTIONS | $5K | — | $5K | 9.24% |
| NORTH RISK PARTNERS LLC3 | 2048 SUPERIOR DRIVE NW STE 100 ROCHESTER, MN 55901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 13.21% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | COMMISSIONS DEPARTMENT 1787 SENTRY PKWY W.VEVA 16 BLUE BELL, PA 19422 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 4.58% |
| NORTH RISK PARTNERS LLC3 | 2048 SUPERIOR DRIVE NW STE 100 ROCHESTER, MN 55901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 8.97% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | COMMISSIONS DEPARTMENT 1787 SENTRY PKWY W.VEVA 16 BLUE BELL, PA 19422 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $966 | — | $966 | 4.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 666 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 669 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK HEALTH PLAN OF IOWA, INC. | 338 | $2.1M |
| Dental | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 352 | $164K |
| Vision | VERATRUS BENEFIT SOLUTIONS | 317 | $51K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 741 | $21K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 137 | $12K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 137 | $23K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 741 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 741 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.