| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | $35K | — | $35K | 2.26% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | DELTA DENTAL OF IOWA | $8K | $260 | $9K | 10.45% |
| LISA ZBYLUT3 | 11907 TIMBERRIDGE DR PAPILLION, NE 68133 | AFLAC | $2K | $187 | $3K | 6.61% |
| TYONIA N EGGERS3 | 102 BASS ST STORM LAKE, IA 50588 | AFLAC | $1K | $55 | $1K | 2.87% |
| SHANNON L STUART3 | 101 BENTON ST, APT2 COUNCIL BLUFFS, IA 51503 | AFLAC | $762 | $111 | $873 | 2.27% |
| AMY E COHEN3 Filed as: AMY J RENZE | 23121 215TH ST CARROLL, IA 51401 | AFLAC | $283 | $69 | $352 | 0.91% |
| JULIE A MANN3 | 5001 SERGEANT RD, STE50 SIOUX CITY, IA 51106 | AFLAC | $285 | — | $285 | 0.74% |
| MK SWAN INC3 | 6610 HARVEST DR PAPILLION, NE 68133 | AFLAC | $114 | — | $114 | 0.30% |
| TYONIA EGGERS INC3 | 102 BASS ST STORM LAKE, IA 50588 | AFLAC | $99 | $15 | $114 | 0.30% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $104 | — | $104 | 0.27% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 8404 W CENTER RD STE 112 OMAHA, NE 68124 | AFLAC | $57 | — | $57 | 0.15% |
| THERESA WILLIAMS JONES3 | 125 CLIFFVIEW DR QUITMAN, AR 72131 | AFLAC | $53 | — | $53 | 0.14% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $44 | — | $44 | 0.11% |
| MONICA WHITE3 Filed as: MONICA L WHITE | 28876 DELTA AVE TREYNOR, IA 51575 | AFLAC | $41 | — | $41 | 0.11% |
| HEATHER A BENNETT3 | 28172 STATE HIGHWAY F MARYVILLE, MO 64468 | AFLAC | $38 | — | $38 | 0.10% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $32 | — | $32 | 0.08% |
| BRENT L WILCOX3 | 14818 IZARD ST OMAHA, NE 68154 | AFLAC | $7 | — | $7 | 0.02% |
| HEATHER D SWANSON3 | 115 SE BAYTREE DR WAUKEE, IA 50263 | AFLAC | $6 | — | $6 | 0.02% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $6 | — | $6 | 0.02% |
| SCOTT R FRITCHER3 | 212 NW SUNSET LN GRIMES, IA 50111 | AFLAC | $6 | — | $6 | 0.02% |
| DEREK RIHANEK3 | 5535 NIGHT OWL TER PALMETTO, FL 34221 | AFLAC | $3 | — | $3 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $2 | — | $2 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $2 | — | $2 | 0.01% |
| RONALD L HOVICK3 | 2214 SW 43RD TER CAPE CORAL, FL 33914 | AFLAC | $0 | — | $0 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 21.50% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.95% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 19.63% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | DELTAVISION | $2K | — | $2K | 10.10% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $858 | $537 | $1K | 16.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 88 | $1.6M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF IOWA | 90 | $120K |
| Vision(2 contracts, 2 carriers) | AFLAC | 95 | $54K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 96 | $47K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 96 | $60K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $20K |
| Other(3 contracts, 2 carriers) | AFLAC | 96 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.