Welfare broker

HEATHER A BENNETT

Mailing address (most recent filing)

28172 STATE HIGHWAY F

MARYVILLE, MO 64468

Total comp: $15K
Commissions: $15K
Fees: $412
Filings: 1
Sponsors: 1

Carrier mix

Where HEATHER A BENNETT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$102K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$102K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEATHER A BENNETT's plans by broker comp / premium ratio. Median 22.86% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HEATHER A BENNETT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HEATHER A BENNETT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BTC BANK THE BTC BANK CAFETERIA PLAN AND ACCOUNT PLANS	MO	$102K	$23K	AFLAC