| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEATHER A BENNETT3 | 28172 STATE HIGHWAY F MARYVILLE, MO 64468 | AFLAC | $15K | $412 | $15K | 14.80% |
| JEREMY NELSON VANMETER3 | 1004 RIVER ST BETHANY, MO 64424 | AFLAC | $2K | $23 | $2K | 2.29% |
| DEEANN MARIE HINKLE3 Filed as: DEEANN MARIE NINKLE | 1026 240TH ST HIAWATHA, KS 66434 | AFLAC | $2K | $26 | $2K | 1.63% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $805 | $80 | $885 | 0.87% |
| RYAN LAGER3 Filed as: RYAN LAGER LLC | 9221 NE 111TH ST KANSAS CITY, MO 64157 | AFLAC | $379 | $66 | $445 | 0.44% |
| MORGAN DUNKLE3 | 1016 ELM ST STE B MARYVILLE, MO 64468 | AFLAC | $297 | $14 | $311 | 0.31% |
| ERIC J HENNEGIN3 | 7604 S PEOGA RD TRAFALGAR, IN 46181 | AFLAC | $232 | $0 | $232 | 0.23% |
| DESARAY WILHITE3 | 1295 COUNTRY ROAD 2205 HUNTSVILLE, MO 65259 | AFLAC | $152 | $0 | $152 | 0.15% |
| MICHAEL L PACKARD3 | 298 CONWICK DR JACKSONVILLE, FL 32218 | AFLAC | $146 | $0 | $146 | 0.14% |
| CHARLES DAVIS3 | 6015 NE WOODBINE RD SAINT JOSEPH, MO 64505 | AFLAC | $131 | $0 | $131 | 0.13% |
| K GRAMLICH INC3 | 9131 N BOOTH CT KANSAS CITY, MO 64157 | AFLAC | $117 | $0 | $117 | 0.12% |
| MINDY SKIDMORE LLC3 | 2301 BURLINGTON ST STE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $97 | $9 | $106 | 0.10% |
| WADE L MASONER3 Filed as: WADE MASONER | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $104 | $0 | $104 | 0.10% |
| MICHELLE L SCHROFF3 | 28095 W US HIGHWAY 69 BETHANY, MO 64424 | AFLAC | $98 | $0 | $98 | 0.10% |
| KERRY R PICKARD3 | 8534 N OVERLAND DR KANSAS CITY, MO 64154 | AFLAC | $86 | $0 | $86 | 0.08% |
| KRISTY GRAMLICH INC3 | 9131 N BOOTH CT KANSAS CITY, MO 64157 | AFLAC | $85 | $0 | $85 | 0.08% |
| RAMI C PACKARD3 | 298 CONWICH DR JACKSONVILLE, FL 32218 | AFLAC | $79 | $0 | $79 | 0.08% |
| CORINNA E RIDENHOUR3 | 1621 RESIDENCE DR COLUMBIA, MO 65201 | AFLAC | $76 | $0 | $76 | 0.07% |
| TIMOTHY J DOUBLEDEE3 | 660 SANDY DR ALTENBURG, MO 63732 | AFLAC | $72 | $0 | $72 | 0.07% |
| ANGELIA DENISE CLUCK3 | 1873 EMINENCE RD HIGHLAND, KS 66035 | AFLAC | $71 | $0 | $71 | 0.07% |
| JOSEPH E PUPEK JR3 | 325 LOBLOLLY DR BONAIRE, GA 31005 | AFLAC | $68 | $0 | $68 | 0.07% |
| CHANDA L CASE3 | 29575 STATE HWY E LA PLATA, MO 63549 | AFLAC | $53 | $4 | $57 | 0.06% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $48 | $0 | $48 | 0.05% |
| CHRISTINA J AMMONS3 | 6609 SPRING PARK DR JEFFERSON CITY, MO 65109 | AFLAC | $45 | $0 | $45 | 0.04% |
| DENISE SIMPSON3 | 1803 S BELT HWY SAINT JOSEPH, MO 64507 | AFLAC | $44 | $0 | $44 | 0.04% |
| KELLY THOMAS3 | 9800 OLD BASS RD EUGENE, MO 65032 | AFLAC | $44 | $0 | $44 | 0.04% |
| SUSAN L MASCARO3 | 4267 WORDSWORTH WAY VENICE, FL 34293 | AFLAC | $42 | $0 | $42 | 0.04% |
| SHARON R GROOM3 | 25275 HARDESTY LN WESTON, MO 64098 | AFLAC | $37 | $0 | $37 | 0.04% |
| BRYAN C SWYERS3 | 3219 EMERALD LN STE 800 JEFFERSON CITY, MO 65109 | AFLAC | $34 | $0 | $34 | 0.03% |
| KAMARA K ROACH3 | 15280 PRIVATE DRIVE 3432 SAINT JOSEPH, MO 64505 | AFLAC | $33 | $0 | $33 | 0.03% |
| JASON WHITE3 | 310 E 8TH ST MARYVILLE, MO 64468 | AFLAC | $29 | $0 | $29 | 0.03% |
| COURTNEY HURT3 | 5550 PONDEROSA DR WEST DES MOISE, IA 50266 | AFLAC | $28 | $0 | $28 | 0.03% |
| BRADLEY K HARRISON3 | 3824 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $27 | $0 | $27 | 0.03% |
| THE C & S GROUP INC3 Filed as: THE C & S GROUP | 2301 BURLINGTON ST STE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $27 | $0 | $27 | 0.03% |
| GREG WALKER3 | 13420 PENNSYLVANIA CT KANSAS CITY, MO 64145 | AFLAC | $27 | $0 | $27 | 0.03% |
| STEPHANIE SUE EDWARDS3 | 101 SALEM RD LAWSON, MO 64062 | AFLAC | $27 | $0 | $27 | 0.03% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $22 | $0 | $22 | 0.02% |
| DEBRA KAY ALDRIDGE3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $22 | $0 | $22 | 0.02% |
| DANNIELLE STURM3 | 33209 MEADOW RD CONCEPTION JUNCTION, MO 64434 | AFLAC | $22 | $0 | $22 | 0.02% |
| BRITT F PARK3 | PO BOX 14 WENTZVILLE, MO 63385 | AFLAC | $20 | $0 | $20 | 0.02% |
| RIDENHOUR INSURANCE SERVICES LLC3 | 1270 CINNAMON HILL LN APT 204 COLUMBIA, MO 64504 | AFLAC | $17 | $0 | $17 | 0.02% |
| CHRISTOPHER M ASHTON3 | 5962 SCREAMING EAGLE LN COLUMBIA, MO 65201 | AFLAC | $17 | $0 | $17 | 0.02% |
| BRADLEY W TREASTER3 | 3629 EDGAR ST HANNIBAL, MO 63401 | AFLAC | $16 | — | $16 | 0.02% |
| CHAD J BASLER3 | 460 NE LAKES EDGE DR LEES SUMMIT, MO 64064 | AFLAC | $15 | $0 | $15 | 0.01% |
| TIM C HAYSLETT3 | 10752 N FAIRMOUNT AVE KANSAS CITY, MO 64155 | AFLAC | $14 | — | $14 | 0.01% |
| BRADLEY T VANDEGRIFFE3 | 914 CREEKMOOR DR RAYMORE, MO 64083 | AFLAC | $14 | $0 | $14 | 0.01% |
| JONATHAN P PERKINSON3 | 2901 FREDERICK AVE APT 22A SAINT JOSEPH, MO 64506 | AFLAC | $14 | $0 | $14 | 0.01% |
| CHAD M POSTON3 | 2409 W ASH ST COLUMBIA, MO 65203 | AFLAC | $14 | $0 | $14 | 0.01% |
| BETH ANN TAYLOR3 | 6022 N 22ND STREET TER ST JOSEPH, MO 64505 | AFLAC | $13 | $0 | $13 | 0.01% |
| GARY M BOCK3 | 2378 HIGHLAND ACRES RD MARSHALLTOWN, IA 50581 | AFLAC | $12 | $0 | $12 | 0.01% |
| CONATANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $12 | $0 | $12 | 0.01% |
| TARA M JORDAN3 | 800 LAKESHORE DR TUSCOLA, IL 61953 | AFLAC | $12 | $0 | $12 | 0.01% |
| JENNIFER LEIGH WEAVER3 | 3815 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $11 | $0 | $11 | 0.01% |
| HH ASSOCIATES LLC3 | 3824 BENNINGTON LN TER JEFFERSON CITY, MO 65109 | AFLAC | $10 | $0 | $10 | 0.01% |
| KATIE JO WHITLEY3 | 512 FOLSON LN MORRISVILLE, NC 27560 | AFLAC | $10 | $0 | $10 | 0.01% |
| SAM J SODA3 | 1200 E EMMA AVE DES MOINES, IA 50315 | AFLAC | $10 | $0 | $10 | 0.01% |
| BRIAN D NEUNER3 | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $9 | $0 | $9 | 0.01% |
| JERMEY J FRYE3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $9 | $0 | $9 | 0.01% |
| PAM L LEFLER3 | 3 ELMWOOD RD ST JOSEPH, MO 64505 | AFLAC | $7 | $0 | $7 | 0.01% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $7 | — | $7 | 0.01% |
| JAY P HIGGINS3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $6 | $0 | $6 | 0.01% |
| SUSAN ANNE MILLER3 | 724 INDIAN GRASS WAY RAYMORE, MO 64803 | AFLAC | $5 | $0 | $5 | 0.00% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY VENDEGRIFFE | 914 CREEKMOORE DR RAYMORE, MO 64083 | AFLAC | $5 | $0 | $5 | 0.00% |
| CLARENCE P BOCK3 | 2378 HIGHLAND ACRES RD MARSHALLTOWN, IA 50158 | AFLAC | $5 | $0 | $5 | 0.00% |
| TYSON C FUNK3 | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $5 | $0 | $5 | 0.00% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $4 | $0 | $4 | 0.00% |
| DONNA BAILEY3 Filed as: DONNA M BAILEY | 1108 WESTPORT DR APT 1 MARSHALL, MO 65340 | AFLAC | $4 | $0 | $4 | 0.00% |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEREMY M SATTERLEE3 | 4351 JAGER DR NE STE B RIO RANCHO, NM 87144 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOHN MYERS3 | 17635 ORRVILLE RD WILDWOOD, MO 63005 | AFLAC | $3 | — | $3 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $3 | $0 | $3 | 0.00% |
| JANET ZENTMIRE RIGSBY3 Filed as: JANET ZENTMIRE RIGBY | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $3 | $0 | $3 | 0.00% |
| CHRISTIE LANDWEHR3 | 4104 GRASSLAND DR OZARK, MO 65721 | AFLAC | $2 | $0 | $2 | 0.00% |
| SINDY L ROSS3 | 1821 CRADER DR APT B JEFFERSON CITY, MO 65109 | AFLAC | $2 | $0 | $2 | 0.00% |
| DAVID D CLIBURN3 Filed as: DAVID MATHEW LYONS | 1112 GRACE LN BOONVILLE, MO 65109 | AFLAC | $2 | $0 | $2 | 0.00% |
| JACQUELYN KIMBROUGH3 | PO BOX 568 CARLISLE, IA 50047 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOANNE KIRKLAND3 | 1044 HARBORT RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $1 | $0 | $1 | 0.00% |
| ERICA ROSE ASHLEY3 | 13563 MILL TOWN DR FRISCO, TX 75033 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHRISTOPHER M ASHTON3 | 28 N 8TH ST GUITAR BLDG STE 317 COLUMBIA, MO 65201 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROBIN M CALLAWAY3 | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 72205 | AFLAC | $1 | $0 | $1 | 0.00% |
| JONATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 134 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.