| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | DELTA DENTAL OF IOWA | $4K | — | $4K | 2.58% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | DELTA DENTAL OF IOWA | $3K | — | $3K | 1.80% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $705 | $5K | 7.28% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $309 | $3K | 4.28% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $446 | $3K | 7.46% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $183 | $2K | 4.10% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $410 | $3K | 7.48% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $167 | $2K | 4.09% |
| SELECT NETWORKS3 | 317 6TH AVENUE, SUITE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 11.00% |
| HOLMES MURPHY & ASSOCIATES3 | 3333 LEE PKWY SUITE 900 DALLAS, TX 75219 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 5.89% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLANS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $904 | — | $904 | 4.11% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $981 | — | $981 | 10.83% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $736 | — | $736 | 8.13% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL4 Filed as: SUPPLEMENTAL INSURANCE PROFESSION | 1956 PARK AVE DES MOINES, IA 50315 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $314 | — | $314 | 5.39% |
| VERONICA PEARL4 | 4802 LOWER BEAVER RD. DES MOINES, IA 50310 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $136 | — | $136 | 2.34% |
| BENEFITS FOR LIFE LTD4 | 4540 49TH PL DES MOINES, IA 50310 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $62 | — | $62 | 1.07% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $644 | — | $644 | 11.41% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $559 | — | $559 | 9.90% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $645 | — | $645 | 15.81% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $540 | — | $540 | 13.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 406 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 409 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF IOWA | 211 | $143K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 302 | $22K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $40K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 106 | $65K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 345 | $37K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 345 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.