| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | DELTA DENTAL OF IOWA | $6K | $276 | $6K | 4.89% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $680 | $7K | 12.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $322 | $3K | 11.57% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $301 | $3K | 12.12% |
| SELECT NETWORKS3 | 317 6TH AVENUE, SUITE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 11.96% |
| LAMAIR MULOCK CONDON CO3 | 300 WALNUT STREET, SUITE 200 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 6.31% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLANS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $857 | — | $857 | 4.56% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 14.58% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $526 | — | $526 | 6.06% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $788 | — | $788 | 14.29% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $437 | — | $437 | 7.93% |
| BENEFITS FOR LIFE LTD4 | 4540 49TH PL DES MOINES, IA 50310 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $148 | — | $148 | 2.96% |
| VERONICA PEARL4 | 4802 LOWER BEAVER RD. DES MOINES, IA 50310 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $143 | — | $143 | 2.86% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL4 | 1956 PARK AVENUE DES MOINES, IA 50315 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $97 | — | $97 | 1.94% |
| SUPPLEMENT INSURANCE PROFESSIONALS3 | 1956 PARK AVENUE DES MOINES, IA 50315 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $799 | — | $799 | 23.44% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 502665945 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $301 | — | $301 | 8.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF IOWA | 199 | $129K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 267 | $19K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 95 | $27K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 105 | $54K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 322 | $25K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 322 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.