| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUECROSS AND BLUESHIELD OF MN | PO BOX 64560 ST. PAUL, MN 55164 | BCBSM, INC. DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | $23K | — | $23K | 9.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator; Accounting (including auditing) Service code 10 | — | $525K |
| BLUE CROSS BLUE SHIELD OF MN EIN 41-1427596 NONE | Claims processing Service code 12 | — | $390K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $62K |
| BENEFIT PLAN ADMINISTRATION OF WI EIN 39-1400101 NONE | Actuarial Service code 11 | — | $59K |
| DDMN ASO LLC EIN 41-1905554 NONE | Claims processing Service code 12 | — | $55K |
| T.E.A.M., LLC EIN 83-0469948 NONE | Claims processing Service code 12 | — | $43K |
| ANDERSON, HELGEN, DAVIS & CEFALU EIN 26-3644998 NONE | Legal Service code 29 | — | $39K |
| SECOVA INC. EIN 33-0954754 NONE | Consulting (general) Service code 16 | — | $25K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $20K |
| GLOBALCARE EIN 31-1407689 NONE | Claims processing Service code 12 | — | $12K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $7K |
| DIMEO SCHNEIDER & ASSOCIATES EIN 36-4001764 NONE | Investment advisory (plan) Service code 27 | — | $7K |
| HONSA-BINDER PRINTING INC NONE | Copying and duplicating Service code 36 | 320 SPRUCE STREET ST. PAUL, MN 55101 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,959 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 124 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,083 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSM, INC. DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | 176 | $265K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,983 | $87K |
| Prescription drug(2 contracts) | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 104 | $244K |
| Stop-loss / reinsurancereinsurance | BCBSM, INC. DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | 2,039 | $233K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,983 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,039 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.