No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH SERVICES AND BENEFIT ADMIN EIN 94-3089465 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $2.0M |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $633K |
| ANTHEM BLUE CROSS EIN 13-5656874 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $565K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $428K |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $398K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $287K |
| MEDEXPERT INTERNATIONAL, INC. EIN 94-3360248 NONE | Other services; Direct payment from the plan Service code 49 | — | $217K |
| GRAYSTONE CONSULTING/MORGAN STANLEY EIN 36-3145972 NONE | Investment advisory (plan); Direct payment from the plan; Custodial (securities); Named fiduciary Service code 19 | — | $202K |
| BEAT-IT PROGRAM INC EIN 77-0111619 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $156K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Insurance services; Claims processing; Direct payment from the plan Service code 12 | — | $60K |
| ROAD RUNNER EIN 68-0355504 NONE | Other services; Direct payment from the plan Service code 49 | — | $36K |
| RSP PRINTING EIN 86-1541857 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $31K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $20K |
| FREMONT BANK EIN 94-1569025 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $13K |
| IRON MOUNTAIN EIN 04-3038590 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| RESOURCE MANAGEMENT EIN 56-2925962 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,983 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 779 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,762 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 12,063 | $67.4M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 815 | $340K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.