| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PLANNING ASSOCIATES3 Filed as: BENEFIT PLANNING ASSOC INC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $33K | $2K | $34K | 4.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | — | DELTA DENTAL OF ILLINOIS | $3K | — | $3K | 7.54% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS, LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | VISION SERVICE PLAN | $741 | — | $741 | 7.58% |
| PATRICIA M TOWNSEND3 | 109 EAST IDLEWOOD STREET MORTON, IL 61550 | AFLAC | $146 | — | $146 | 2.38% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIRCLE FERNANDINA BEACH, FL 32034 | AFLAC | $82 | — | $82 | 1.34% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $74 | — | $74 | 1.21% |
| TERRANCE M BRENNAN3 | 605 NORTH PARK AVENUE CHATHAM, IL 62629 | AFLAC | $64 | — | $64 | 1.05% |
| BRENDA S WILLIAMS3 Filed as: BRENDA S MCFALL | 101 NORTH ORR DRIVE APARTMENT 6 NORMAL, IL 61761 | AFLAC | $62 | — | $62 | 1.01% |
| MARK L RHODES3 | 1513 WEST COLUMBIA TERRACE APARTMENT 2 PEORIA, IL 61606 | AFLAC | $48 | — | $48 | 0.78% |
| L EDWARD LANTMAN3 | 2001 WEST WILLOW KNOLLS DRIVE SUITE 206 PEORIA, IL 61614 | AFLAC | $43 | — | $43 | 0.70% |
| LORI A WALLACE3 | 109 RADISSON ROAD MARQUETTE HEIGHTS, IL 61554 | AFLAC | $28 | — | $28 | 0.46% |
| J B ERICSON & ASSOCIATES INC3 | 311 STONELEIGH LANE OSWEGO, IL 60543 | AFLAC | $21 | — | $21 | 0.34% |
| URSULA M PIECHOWSKI3 | 929 WASHINGTON STREET APARTMENT 301 EVANSTON, IL 60202 | AFLAC | $17 | — | $17 | 0.28% |
| RICHARD L MCKIRAHAN3 | 174 DOVER DRIVE DECANTUR, IL 62521 | AFLAC | $12 | — | $12 | 0.20% |
| MICHAEL A ORTIZ3 | 4119 CORNFLOWER ROAD POPLAR GROVE, IL 61065 | AFLAC | $11 | — | $11 | 0.18% |
| SHERRY L LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $11 | — | $11 | 0.18% |
| ELIZABETH GRANT VAUGHAN3 | 10600 WEST HIGGINS ROAD SUITE 513 ROSEMONT, IL 60018 | AFLAC | $9 | — | $9 | 0.15% |
| GARY W WARE JR3 | 3103 MEADOWBROOK DRIVE CHAMPAIGN, IL 61822 | AFLAC | $8 | — | $8 | 0.13% |
| MICHAEL J SKOFF3 | 815 NORTH CHURCH STREET ROCKFORD, IL 61103 | AFLAC | $8 | — | $8 | 0.13% |
| JAMES E SCHWERDTFEGER3 | PO BOX 194 MT ZION, IL 62549 | AFLAC | $7 | — | $7 | 0.11% |
| CHAD L NELSON3 | 5266 NORTH KUFALK LANE BYRON, IL 61010 | AFLAC | $6 | — | $6 | 0.10% |
| GEORGE P OWENS3 | 653 NORTH ANTLER DRIVE MT ZION, IL 62549 | AFLAC | $6 | — | $6 | 0.10% |
| ADAM H MICHAELS3 Filed as: ADAM H MICHAELS & ASSOC LTD | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $5 | — | $5 | 0.08% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $4 | — | $4 | 0.07% |
| BRIAN R KIMMEL3 | 309 BRAESWICK DRIVE LAKE ST LOUIS, MO 63367 | AFLAC | $3 | — | $3 | 0.05% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $2 | — | $2 | 0.03% |
| CHRISTIE MARZARI3 | 202 DUBLIN COURT BRANDON, MS 39047 | AFLAC | $1 | — | $1 | 0.02% |
| L EDWARD LANTMAN3 | 2001 WEST WILLOW KNOLLS DRIVE SUITE 206 PEORIA, IL 61614 | AFLAC | $1 | — | $1 | 0.02% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $1 | — | $1 | 0.02% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $1 | — | $1 | 0.02% |
| HANA M MUELLER3 | PO BOX 283 STANFORD, IL 61774 | AFLAC | $1 | — | $1 | 0.02% |
| MARC D BARNES3 | 148 FOSSIL LAKE COURT WILMINGTON, IL 60481 | AFLAC | $1 | — | $1 | 0.02% |
| ASSOCIATES AGENC Y MIDWESTERN INSUR3 | 120 SOUTH MAIN MINIER, IL 61759 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 1.72% |
| ABBY E ALEXANDER3 | 1532 EAST MARIETTA AVENUE PEORIA HTS, IL 61616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 1.36% |
| MARK L RHODES3 | 133A SOUTH MAIN STREET MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 1.12% |
| NATHAN A WHITEMAN3 | 503 BROADWAY STREET LINCOLN, IL 62656 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 1.12% |
| MARK L RHODES3 | 133A SOUTH MAIN STREET MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.91% |
| CHRISTOPHER J BAYER3 | 1416 NORTH BROAD STREET GALESBURG, IL 61401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.61% |
| TRAVIS COCKBURN3 | 402 NORTH MAIN STREET BENTON, IL 62812 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.21% |
| MICHAEL K SIDELL3 | 6820 NORTH ROCKVALE DRIVE PEORIA, IL 61614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.19% |
| TERRY J SILVERS3 | 120 WEST ALLEN STREET HENDERSONVILLE, NC 28792 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.17% |
| PATRICIA M TOWNSEND3 | 109 EAST IDLEWOOD MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.15% |
| JASON HOFFARD3 Filed as: JASON T HOFFARD | 16485 BANISTER ROAD SESSER, IL 62884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.13% |
| MARTHA MONCKTON3 Filed as: MARTHA S MONCKTON | 2411 EAST GRANDVIEW AVENUE PEORIA, IL 61614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.08% |
| GARY J IRVIN3 | 675 SOUTH RIDGEVIEW LANE PEORIA, IL 61604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.06% |
| TRAVIS COCKBURN3 | 402 NORTH MAIN STREET BENTON, IL 62812 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.06% |
| WILLIAM T GANT3 | 117 HILLSONG LANE BRIGHTON, TN 38011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| TAMMY KILGORE3 Filed as: TAMMY L KILGORE | 210 NORTH PLUM STREET PONTIAC, IL 61764 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $490 | — | $490 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 118 | $800K |
| Dental | DELTA DENTAL OF ILLINOIS | 64 | $45K |
| Vision | VISION SERVICE PLAN | 57 | $10K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $25K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 39 | $23K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 48 | $31K |
| Other(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.