| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PLANNING ASSOCIATES3 Filed as: BENEFIT PLANNING ASSOCIATES, INC | 712 IAA DRIVE BLOOMINGTON, IL 61702 | BLUECROSS BLUESHIELD OF ILLINOIS | $37K | $2K | $40K | 4.53% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $1K | $6K | 19.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $1K | $4K | 20.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS, LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | VISION SERVICE PLAN | $735 | — | $735 | 7.62% |
| PATRICIA M TOWNSEND3 | 109 EAST IDLEWOOD STREET MORTON, IL 61550 | AFLAC | $150 | — | $150 | 2.34% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIRCLE FERNANDINA BEACH, FL 32034 | AFLAC | $83 | — | $83 | 1.30% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $75 | — | $75 | 1.17% |
| TERRANCE M BRENNAN3 | 605 NORTH PARK AVENUE CHATHAM, IL 62629 | AFLAC | $68 | — | $68 | 1.06% |
| MARK L RHODES3 | 133 SOUTH MAIN STREET SUITE A MORTON, IL 61550 | AFLAC | $50 | — | $50 | 0.78% |
| L EDWARD LANTMAN3 | 2001 WEST WILLOW KNOLLS DRIVE SUITE 206 PEORIA, IL 61614 | AFLAC | $44 | — | $44 | 0.69% |
| LORI A WALLACE3 | 109 RADISSON ROAD MARQUETTE HEIGHTS, IL 61554 | AFLAC | $28 | — | $28 | 0.44% |
| URSULA M PIECHOWSKI3 | 929 WASHINGTON STREET APARTMENT 301 EVANSTON, IL 60202 | AFLAC | $26 | — | $26 | 0.41% |
| J B ERICSON & ASSOCIATES INC3 | 311 STONELEIGH LANE OSWEGO, IL 60543 | AFLAC | $21 | — | $21 | 0.33% |
| RICHARD L MCKIRAHAN3 | 174 DOVER DRIVE DECATUR, IL 62521 | AFLAC | $12 | — | $12 | 0.19% |
| MICHAEL A ORTIZ3 | 3219 RENARD LANE SAINT CHARLES, IL 60175 | AFLAC | $11 | — | $11 | 0.17% |
| SHERRY L LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $10 | — | $10 | 0.16% |
| ELIZABETH G VAUGHAN & ASSOCIATES3 | 15 BUSSE HIGHWAY PARK RIDGE, IL 60068 | AFLAC | $10 | — | $10 | 0.16% |
| GARY W WARE JR3 | 2306 VALLEYBROOK DRIVE CHAMPAIGN, IL 61822 | AFLAC | $9 | — | $9 | 0.14% |
| ADAM H MICHAELS3 Filed as: ADAM H MICHAELS & ASSOCIATES LTD | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $7 | — | $7 | 0.11% |
| JAMES E SCHWERDTFEGER3 | PO BOX 194 MT ZION, IL 62549 | AFLAC | $7 | — | $7 | 0.11% |
| CHAD L NELSON3 | 5266 NORTH KUFALK LANE BYRON, IL 61010 | AFLAC | $6 | — | $6 | 0.09% |
| GEORGE P OWENS3 | 653 NORTH ANTLER DRIVE MT ZION, IL 62549 | AFLAC | $5 | — | $5 | 0.08% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $4 | — | $4 | 0.06% |
| ELIZABETH GRANT VAUGHAN3 | 10600 WEST HIGGINS ROAD SUITE 513 ROSEMONT, IL 60018 | AFLAC | $4 | — | $4 | 0.06% |
| BRIAN R KIMMEL3 | 309 BRAESWICK DRIVE LAKE ST LOUIS, MO 63367 | AFLAC | $4 | — | $4 | 0.06% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $3 | — | $3 | 0.05% |
| L EDWARD LANTMAN3 | 2001 WEST WILLOW KNOLLS DRIVE SUITE 206 PEORIA, IL 61614 | AFLAC | $2 | — | $2 | 0.03% |
| HANA M MUELLER3 | PO BOX 283 STANFORD, IL 61774 | AFLAC | $2 | — | $2 | 0.03% |
| CHRISTIE MARZARI3 | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $1 | — | $1 | 0.02% |
| MARC D BARNES3 | 148 FOSSIL LAKE COURT WILMINGTON, IL 60481 | AFLAC | $1 | — | $1 | 0.02% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $1 | — | $1 | 0.02% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $1 | — | $1 | 0.02% |
| SHERRY L LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $1 | — | $1 | 0.02% |
| MIDWESTERN INS ASSOC AGY INC3 Filed as: MIDWESTERN INSURANCEASSOCIATES AGEN | 120 SOUTH MAIN MINIER, IL 61759 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 1.69% |
| ABBY E ALEXANDER3 | 1532 EAST MARIETTA AVENUE PEORIA HEIGHTS, IL 61616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 1.42% |
| MARK L RHODES3 | 133A SOUTH MAIN STREET MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $61 | — | $61 | 1.18% |
| NATHAN A WHITEMAN3 | 503 BROADWAY STREET LINCOLN, IL 62656 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | — | $55 | 1.07% |
| MARK L RHODES3 | 133A SOUTH MAIN STREET MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.85% |
| CHRISTOPHER J BAYER3 | 1416 NORTH BROAD STREET GALESBURG, IL 61401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.64% |
| TRAVIS COCKBURN3 | 402 NORTH MAIN STREET BENTON, IL 62812 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.27% |
| MICHAEL K SIDELL3 | 6820 NORTH ROCKVALE DRIVE PEORIA, IL 61614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.21% |
| TERRY J SILVERS3 | 120 WEST ALLEN STREET HENDERSONVILLE, NC 28792 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.19% |
| PATRICIA M TOWNSEND3 | 109 EAST IDLEWOOD MORTON, IL 61550 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.14% |
| JASON HOFFARD3 Filed as: JASON T HOFFARD | 16485 BANISTER ROAD SESSER, IL 62884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.12% |
| MARTHA MONCKTON3 Filed as: MARTHA S MONCKTON | 2411 EAST GRANDVIEW AVENUE PEORIA, IL 61614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.10% |
| GARY J IRVIN3 | 675 SOUTH RIDGEVIEW LANE PEORIA, IL 61604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.06% |
| TRAVIS COCKBURN3 | 402 NORTH MAIN STREET BENTON, IL 62812 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.06% |
| WILLIAM T GANT3 | 1355 B LYNNFIELD ROAD MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| TAMMY KILGORE3 Filed as: TAMMY L KILGORE | 210 NORTH PLUM STREET PONTIAC, IL 61764 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $403 | $152 | $555 | 20.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 126 | $879K |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 126 | $879K |
| Vision | VISION SERVICE PLAN | 60 | $10K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $24K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 40 | $22K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 50 | $28K |
| Other(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.