See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 RX BENEFIT MANAGEMENT | Direct payment from the plan; Claims processing; Float revenue; Other fees Service code 12 | — | $2.2M |
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSOR | Claims processing; Contract Administrator Service code 12 | — | $711K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 DENTAL ADMINISTRATOR | Contract Administrator Service code 13 | — | $66K |
| HAYS COMPANIES OF WISCONSIN EIN 41-1932108 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $43K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 FML ADMINISTRATION | Claims processing; Contract Administrator Service code 12 | — | $22K |
| ROBERT E. MILLER INSURANCE AGENCY EIN 43-0902269 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,550 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,573 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,103 | $150K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,973 | $1.0M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,973 | $942K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,973 | $942K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE | 3,639 | $713K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,973 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,639 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.