Welfare broker

WORKPLACE SOLUTIONS, INC.

Mailing address (most recent filing)

13 PATRICIA LANE

SPARTA, NJ 07871

Total comp: $2.0M
Commissions: $1.8M
Fees: $147K
Filings: 48
Sponsors: 48

Carrier mix

Where WORKPLACE SOLUTIONS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
PRINCIPAL LIFE INSURANCE COMPANY33.3%
DELTA DENTAL OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$13.8M	33.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$57K	33.3%
DELTA DENTAL OF CALIFORNIA	1	$426K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	1	$13.8M	0.1%	41.50x
NJ	1	$57K	0.0%	15.46x
FL	1	$426K	0.0%	8.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WORKPLACE SOLUTIONS, INC.'s plans by broker comp / premium ratio. Median 12.50% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of WORKPLACE SOLUTIONS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where WORKPLACE SOLUTIONS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REGIONAL MANAGEMENT CORP. REGIONAL MANAGEMENT CORP. HEALTH AND WELFARE BENEFIT PLAN	SC	$13.8M	$141K	UNITEDHEALTHCARE INSURANCE COMPANY
SACYR CONSTRUCTION USA LLC SACYR CONSTRUCTION USA LLC EMPLOYEE BENEFITS PLAN	FL	$426K	$110K	DELTA DENTAL INSURANCE COMPANY
VPV TRANSPORT, LLC VPV TRANSPORT, LLC BASIC LIFE AND AD&D PLAN	NJ	$57K	$7K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$13.8M

33.3%

PRINCIPAL LIFE INSURANCE COMPANY

$57K

33.3%

DELTA DENTAL OF CALIFORNIA

$426K

33.3%

State

Plans

Premium

State share

Index

$13.8M

0.1%

41.50x

$57K

0.0%

15.46x

$426K

0.0%

8.46x

Sponsor

Loc

Premium

Comp

Carrier

REGIONAL MANAGEMENT CORP.

REGIONAL MANAGEMENT CORP. HEALTH AND WELFARE BENEFIT PLAN

$13.8M

$141K

UNITEDHEALTHCARE INSURANCE COMPANY

SACYR CONSTRUCTION USA LLC

SACYR CONSTRUCTION USA LLC EMPLOYEE BENEFITS PLAN

$426K

$110K

DELTA DENTAL INSURANCE COMPANY

VPV TRANSPORT, LLC

VPV TRANSPORT, LLC BASIC LIFE AND AD&D PLAN

$57K

$7K

PRINCIPAL LIFE INSURANCE COMPANY