| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER | 611 POINTE NORTH BLVD ALBANY, GA 31721 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $102K | $102K | 2.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BROOKSTONE CENTRE PKWY COLUMBIA, GA 31904 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $0 | $13K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BROOKSTONE CENTRE PKWY COLUMBIA, GA 31904 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $25K | $0 | $25K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $872 | $872 | 0.51% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $8K | $420 | $8K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3209 S CHEROKEE LN STE 510 WEST POINT, GA 31833 | AFLAC | $4K | $0 | $4K | 2.70% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $3K | $279 | $4K | 2.20% |
| ANSLEY GUTHRIE3 | 540 LEE ROAD 375 VALLEY, AL 36854 | AFLAC | $1K | $90 | $2K | 0.94% |
| MARSHALL DARRAH3 Filed as: MARSHALL DARRAH INC | 3602 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $1K | $0 | $1K | 0.79% |
| MARSHAL DARRAH INC3 | PO BOX 353 NEWTON, GA 39870 | AFLAC | $1K | $0 | $1K | 0.73% |
| KIMBERLY M FUTCH3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $1K | $0 | $1K | 0.65% |
| BRETT KLUTZ3 Filed as: BRETT H KLUTZ | 67 LEE ROAD 874 OPELIKA, AL 36804 | AFLAC | $806 | $122 | $928 | 0.57% |
| CHELSEY SEAWELL ARMSTRONG3 | 3100 SEVILLE TER DOTHAN, AL 36303 | AFLAC | $771 | $125 | $896 | 0.55% |
| ANSLEY GUTHRIE3 | 8118 LEE ROAD 252 OPELKIA, AL 36804 | AFLAC | $728 | $0 | $728 | 0.45% |
| BRYCE ALLEN DIAL3 | 2 LIBBY CT COLUMBUS, GA 31909 | AFLAC | $298 | $153 | $451 | 0.28% |
| NATHAN A HODGE3 | 8549 CAT TAIL RD AUBURN, AL 36830 | AFLAC | $278 | $138 | $416 | 0.26% |
| JOHN HENRY PHILLIPS JR3 | 3801 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $365 | $0 | $365 | 0.23% |
| KIMBERLY M FUTCH3 | 269 LEE ROAD 119 OPELIKA, AL 36804 | AFLAC | $318 | $0 | $318 | 0.20% |
| KIMBERLY M FUTCH3 | 2525 AUBURN AVE STE D 233 COLUMBUS, GA 31906 | AFLAC | $122 | $172 | $294 | 0.18% |
| AMY RILES3 | 1720 WHISPERWOOD ST ALBANY, GA 31721 | AFLAC | $281 | $0 | $281 | 0.17% |
| LAURA K SLAY3 | 1203 S 6TH ST LANETT, AL 36863 | AFLAC | $209 | $0 | $209 | 0.13% |
| TAMARA DIANNE NEWSOME3 | 137 EDGEWOOD DR THOMASVILLE, GA 31792 | AFLAC | $204 | $0 | $204 | 0.13% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $162 | $0 | $162 | 0.10% |
| AMY RILES3 Filed as: AMY T BROADAWAY | 707 WILDWOOD DR ALBANY, GA 31721 | AFLAC | $148 | $0 | $148 | 0.09% |
| MISTY MARIE MARTIN3 | 253 LEE ROAD 2105 PHENIX CITY, AL 36870 | AFLAC | $96 | $52 | $148 | 0.09% |
| KD SALES GROUP INC3 | 208 STONEGATE DR ALBANY, GA 31721 | AFLAC | $139 | $0 | $139 | 0.09% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 2004 STRATTON HILLS CT GREENSBORO, NC 27410 | AFLAC | $118 | $0 | $118 | 0.07% |
| JIMMY MESSICK JR3 Filed as: JIMMY C MESSICK JR | 2611 BLALOCK CIR PHENIX CITY, AL 36867 | AFLAC | $109 | $0 | $109 | 0.07% |
| THOMAS ALONZO RICHARDS3 | 1208 FIVE MILE RD EUFAULA, AL 36027 | AFLAC | $101 | $0 | $101 | 0.06% |
| KEVIN ELEDGE3 | 9305 STAGE COACH RD BACONTON, GA 31716 | AFLAC | $96 | $0 | $96 | 0.06% |
| BRITTANY REYNOLDS3 Filed as: BRITTANY D REYNOLDS | 6724 GREEN ISLAND DR COLUMBUS, GA 31904 | AFLAC | $91 | $0 | $91 | 0.06% |
| TRACIE MINIX3 Filed as: TRACIE F MINIX | 500 LEE ROAD 263 CUSSETA, AL 36852 | AFLAC | $90 | $0 | $90 | 0.06% |
| LAURA K SLAY3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $89 | $0 | $89 | 0.05% |
| JON M LOUDEN3 | 22739 E PRENTICE PL AURORA, CO 80015 | AFLAC | $82 | $0 | $82 | 0.05% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH RD INMAN, SC 29349 | AFLAC | $74 | $0 | $74 | 0.05% |
| MELISSA K ETHERIDGE3 | 126 HEATHER LN LEESBURG, GA 31763 | AFLAC | $71 | $0 | $71 | 0.04% |
| LEE RYAN MCGRAW3 | 1170 MANN RD DOUGLASVILLE, GA 30134 | AFLAC | $59 | $11 | $70 | 0.04% |
| PHILLIP N WHITE3 | 3038 LEAFMORE DR COLUMBUS, GA 31909 | AFLAC | $63 | $0 | $63 | 0.04% |
| MIMS BENEFIT GROUP3 | 118 NORTHAMPTON RD LEESBURG, GA 31763 | AFLAC | $53 | $0 | $53 | 0.03% |
| PATSY PATE3 | 397 PETUNIA RD OCILLA, GA 31774 | AFLAC | $51 | $0 | $51 | 0.03% |
| SAIC INC3 | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $51 | $0 | $51 | 0.03% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $50 | $0 | $50 | 0.03% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/ BECK & ASSOC | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $47 | $0 | $47 | 0.03% |
| DOUGLAS H CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $45 | $0 | $45 | 0.03% |
| ROBERT P FERRONE3 Filed as: ROBERT C MOBLEY | 7139 BROAD RIVER RD IRMO, SC 29063 | AFLAC | $43 | $0 | $43 | 0.03% |
| TED W ANDERSON3 | 2730 DOVER LN ALBANY, GA 31721 | AFLAC | $43 | $0 | $43 | 0.03% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $41 | $0 | $41 | 0.03% |
| TAMARA DIANNE NEWSOME3 | 3150 PERIMETER PKWY STE 115 AUGUSTA, GA 30909 | AFLAC | $41 | $0 | $41 | 0.03% |
| MICHAEL R HURD3 | 10103 RIVENDELL LN CHARLOTTE, NC 28269 | AFLAC | $38 | $0 | $38 | 0.02% |
| JRP AGENCY LLC3 | 4712 RADAR SITE RD VALDOSTA, GA 31605 | AFLAC | $31 | $0 | $31 | 0.02% |
| DANNY T SCROGGINS3 | 3 SHADOWRIDGE DR PHENIX CITY, AL 36869 | AFLAC | $31 | $0 | $31 | 0.02% |
| KATINA JOY FAUST3 | 1145 AMERICUS HWY DAWSON, GA 39842 | AFLAC | $30 | $0 | $30 | 0.02% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 823 N ELM ST GREENSBORO, NC 27401 | AFLAC | $26 | $0 | $26 | 0.02% |
| MARGARET E MAYO3 | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $25 | $0 | $25 | 0.02% |
| DONALD BECK JR3 Filed as: DONALD W BECK JR | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $24 | $0 | $24 | 0.01% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $23 | $0 | $23 | 0.01% |
| TRACIE D BLANKENSHIP3 | 3095 HARTRIDGE DR ALPHARETTA, GA 30022 | AFLAC | $23 | $0 | $23 | 0.01% |
| PATRICIA STALLARD3 | 6738 HOLIDAY PT BUFORD, GA 30518 | AFLAC | $21 | $0 | $21 | 0.01% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $21 | $0 | $21 | 0.01% |
| PAT STALLARD INC3 | 6738 HOLIDAY PT BUFORD, GA 30518 | AFLAC | $21 | $0 | $21 | 0.01% |
| DORIS L BRACKETT3 | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $20 | $0 | $20 | 0.01% |
| DEBORAH JUNE CRISP3 | 1432 WHITMAN DR NW CONCORD, NC 28027 | AFLAC | $20 | $0 | $20 | 0.01% |
| JIMMY HATHCOCK3 Filed as: JIMMY LEE HATHCOCK | PO BOX 940 MOULTRIE, GA 31776 | AFLAC | $19 | $0 | $19 | 0.01% |
| PARKERZ INSURANCE LLC3 | 4676 SAN SABA DR HAHIRA, GA 31632 | AFLAC | $19 | $0 | $19 | 0.01% |
| RICKIE BULEY3 | 458 SPRING LAKE DR FORTSON, GA 31808 | AFLAC | $18 | $0 | $18 | 0.01% |
| ROBERT F TOWNS3 | 1261 TANGLEBROOK DR ATHENS, GA 30606 | AFLAC | $18 | $0 | $18 | 0.01% |
| WILLIAM L AMOS III3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $17 | $0 | $17 | 0.01% |
| WHITNEY L MILLWOOD3 | 3944 MURPHY CANYON RD STE C203 SAN DIEGO, CA 92123 | AFLAC | $16 | $0 | $16 | 0.01% |
| EDWARD B SHAW3 | PO BOX 724728 POINTENORTH INSURANCE GROUP LLC ATLANTA, GA 31139 | AFLAC | $16 | $0 | $16 | 0.01% |
| PRITCHARD & JERDEN INC3 | 950 E PACES FERRY RD NE STE 2000 ATLANTA, GA 30326 | AFLAC | $15 | $0 | $15 | 0.01% |
| BUCK MAYO JR3 | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $14 | $0 | $14 | 0.01% |
| PAULINE L COBB3 | 1362 MAPLEBROOK DR COLUMBUS, GA 31904 | AFLAC | $13 | $0 | $13 | 0.01% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 826 N ELM ST GREENSBORO, NC 27401 | AFLAC | $13 | $0 | $13 | 0.01% |
| WALTER KOGUT3 | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $11 | $0 | $11 | 0.01% |
| BARRY W TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $11 | $0 | $11 | 0.01% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $11 | $0 | $11 | 0.01% |
| GWEN NICHOLS BUTLER3 | 1090 13TH AVE NW HICKORY, NC 28601 | AFLAC | $10 | $0 | $10 | 0.01% |
| TERESA LUMMUS3 Filed as: TERESA A LUMMUS | 145 OCONEE WOODS TRL SHARPSBURG, GA 30277 | AFLAC | $9 | $0 | $9 | 0.01% |
| SJR INSURANCE LLC3 | 3732 UPLAND DR MARIETTA, GA 30066 | AFLAC | $7 | $2 | $9 | 0.01% |
| WILLIAM M WARDLAW JR3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $7 | $2 | $9 | 0.01% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $8 | $0 | $8 | 0.00% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $7 | $0 | $7 | 0.00% |
| CHARLES H WEISSBERGER3 | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $6 | $0 | $6 | 0.00% |
| BILLY W MANN3 | 1157 SMYRNA RD GOODWATER, AL 35072 | AFLAC | $6 | $0 | $6 | 0.00% |
| BARBARA R KOGUT3 | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $6 | $0 | $6 | 0.00% |
| PAGE G LEWIS3 | 416 CREE TRL PATRICK AIR FORCE BASE, FL 32925 | AFLAC | $6 | $0 | $6 | 0.00% |
| KENNETH D HARROD3 | 4081 SUMMIT DR MARIETTA, GA 30068 | AFLAC | $6 | $0 | $6 | 0.00% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $6 | $0 | $6 | 0.00% |
| SELINA STURGIS3 | 3594 GUEST RD VALDOSTA, GA 31605 | AFLAC | $4 | $0 | $4 | 0.00% |
| ROBERT R LUCKY3 | 856 HAMILTON CT EVANS, GA 30809 | AFLAC | $4 | $0 | $4 | 0.00% |
| TED E CLINE3 | 3209 SILVER LAKE DR PHENIX CITY, AL 36867 | AFLAC | $4 | $0 | $4 | 0.00% |
| KAREN D PARKER3 | 2863 WILLOW WOOD CIR VALDOSTA, GA 31602 | AFLAC | $3 | $0 | $3 | 0.00% |
| MARSHALL DARRAH3 | 3602 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $2 | $0 | $2 | 0.00% |
| ALAN C SMITH3 | 401 AVRETT WAY EVANS, GA 30809 | AFLAC | $2 | $0 | $2 | 0.00% |
| C R RAMSEY POTTS3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $2 | $0 | $2 | 0.00% |
| ALISON HLUCHOTA3 | 555 N PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | AFLAC | $1 | $0 | $1 | 0.00% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $1 | $0 | $1 | 0.00% |
| KATHERINE LATIMER3 | 5093 BOONE LINKS LN COLUMBUS, GA 31909 | AFLAC | $1 | $0 | $1 | 0.00% |
| JUSTIN M GUIDI3 | 301 ROPER CREEK DR GREENVILLE, SC 29615 | AFLAC | $1 | $0 | $1 | 0.00% |
| KAREN P BENNETT3 | 2863 WILLOW WOOD CIR VALDOSTA, GA 31602 | AFLAC | $1 | $0 | $1 | 0.00% |
| LANCE OSBORNE3 | 21822 SEACREST LN HUNTINGTON BCH, CA 92646 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BROOKSTONE CENTRE PKWY COLUMBIA, GA 31904 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $0 | $13K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $429 | $429 | 0.49% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 WEST 10TH STREET WEST POINT, GA 31833 | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | $9K | $0 | $9K | 15.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | $5K | $293 | $6K | 9.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BROOKSTONE CENTRE PKWY COLUMBIA, GA 31904 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $66 | $66 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 564 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 564 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 881 | $4.1M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 437 | $261K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 768 | $59K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 564 | $13K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 359 | $87K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 564 | $345K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 881 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.