| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER AND CO | 200 BROOKSTONE CTR PKWY STE 118 COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $99K | $0 | $99K | 3.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J. SMITH LANIER & CO. | 200 BROOKSTONE CTR PKWY STE 118 COLUMBUS, GA 31904 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $12K | $0 | $12K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER AND CO | 200 BROOKSTONE CTR PKWY STE 118 COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | $2K | $0 | $2K | 3.93% |
| MARSHAL DARRAH INC3 | PO BOX 353 NEWTON, GA 39870 | AFLAC | $3K | $0 | $3K | 6.97% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA NEWSOME | 998 HIGHLAND AVE AUGUSTA, GA 30904 | AFLAC | $2K | $0 | $2K | 4.24% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $828 | $0 | $828 | 1.95% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $538 | $0 | $538 | 1.27% |
| JOHN PHILLIPS3 | 3801 OLD DAWSON RD ALBANY, GA 31721 | AFLAC | $415 | $0 | $415 | 0.98% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $408 | $0 | $408 | 0.96% |
| KATINA JOY FAUST3 Filed as: KATINA FAUST | 1145 AMERICUS HWY DAWSON, GA 39842 | AFLAC | $276 | $0 | $276 | 0.65% |
| AMY RILES3 | 1720 WHISPERWOOD ST ALBANY, GA 31721 | AFLAC | $212 | $0 | $212 | 0.50% |
| BRETT KLUTZ3 | 67 LEE ROAD 874 OPELIKA, AL 36804 | AFLAC | $181 | $0 | $181 | 0.43% |
| KELLY LEBSACK3 | 2084 COVERED BRIDGE PKWY WINDSOR, CO 80550 | AFLAC | $151 | $0 | $151 | 0.36% |
| AMY RILES3 Filed as: AMY BROADAWAY | 707 WILDWOOD DR ALBANY, GA 31721 | AFLAC | $136 | $0 | $136 | 0.32% |
| PATSY PATE3 | 397 PETUNIA RD OCILLA, GA 31774 | AFLAC | $127 | $0 | $127 | 0.30% |
| KAREN LUTHMAN3 | 208 STONEGATE LN ALBANY, GA 31721 | AFLAC | $94 | $0 | $94 | 0.22% |
| MELISSA K ETHERIDGE3 Filed as: MELISSA ETHERIDGE | 126 HEATHER LN LEESBURG, GA 31763 | AFLAC | $91 | $0 | $91 | 0.21% |
| THOMAS RICHARDS3 | 1208 FIVE MILE RD EUFAULA, AL 36027 | AFLAC | $79 | $0 | $79 | 0.19% |
| JON M LOUDEN3 Filed as: JON LOUDEN | 22739 E PRENTICE PL AURORA, CO 80015 | AFLAC | $78 | $0 | $78 | 0.18% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/ BECK & ASSOC | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $64 | $0 | $64 | 0.15% |
| FRANCES SANDRA BOND3 Filed as: FRANCES BOND | 480 HOLLY SPRINGS CHURCH RD INMAN, SC 29349 | AFLAC | $61 | $0 | $61 | 0.14% |
| MIMS BENEFIT GROUP3 | 118 NORTHAMPTON RD LEESBURG, GA 31763 | AFLAC | $54 | $0 | $54 | 0.13% |
| ROBIN TOWNS3 | 1261 TANGLEBROOK DR ATHENS, GA 30606 | AFLAC | $48 | $0 | $48 | 0.11% |
| STEVE JANKIEWICZ3 | 1613 17TH AVE COLUMBUS, GA 31901 | AFLAC | $46 | $0 | $46 | 0.11% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $45 | $0 | $45 | 0.11% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $40 | $0 | $40 | 0.09% |
| JIMMY HATHCOCK3 | PO BOX 940 MOULTRIE, GA 31776 | AFLAC | $40 | $0 | $40 | 0.09% |
| ROBERT MOBLEY3 | 7139 BROAD RIVER RD IRMO, SC 29063 | AFLAC | $36 | $0 | $36 | 0.08% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUA, GA 31904 | AFLAC | $36 | $0 | $36 | 0.08% |
| HUSTON WILLOUGHBY JR3 | 1504 GA HIGHWAY 49 S AMERICUS, GA 31719 | AFLAC | $28 | $0 | $28 | 0.07% |
| WILLIAM SPIRES3 | 2401 TUXEDO PL ALBANY, GA 31707 | AFLAC | $28 | $0 | $28 | 0.07% |
| DONALD BECK JR3 | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $24 | $0 | $24 | 0.06% |
| JRP AGENCY LLC3 | 4712 RADAR SITE RD VALDOSTA, GA 31605 | AFLAC | $18 | $0 | $18 | 0.04% |
| JOHN W AMOS3 Filed as: JOHN AMOS | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $18 | $0 | $18 | 0.04% |
| CLINT WILLIAMSON3 | 7777 GA HIGHWAY 315 CATAULA, GA 31804 | AFLAC | $17 | $0 | $17 | 0.04% |
| MARTY JOE TURNER3 Filed as: MARTY TURNER | 209 WATERFORD DR CATAULA, GA 31804 | AFLAC | $15 | $0 | $15 | 0.04% |
| TRACIE D BLANKENSHIP3 Filed as: TRACIE BLANKENSHIP | 3095 HARTRIDGE DR ALPHARETTA, GA 30022 | AFLAC | $15 | $0 | $15 | 0.04% |
| MARGARET E MAYO3 Filed as: MARGARET MAYO | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $15 | $0 | $15 | 0.04% |
| PATRICIA STALLARD3 | 6738 HOLIDAY PT BUFORD, GA 30518 | AFLAC | $14 | $0 | $14 | 0.03% |
| KENNETH D HARROD3 | 4081 SUMMIT DR MARIETTA, GA 30068 | AFLAC | $13 | $0 | $13 | 0.03% |
| DORIS L BRACKETT3 Filed as: DORIS BRACKETT | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $13 | $0 | $13 | 0.03% |
| PARKERZ INSURANCE LLC3 | 4676 SAN SABA DR HAHIRA, GA 31632 | AFLAC | $11 | $0 | $11 | 0.03% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | PO BOX 39 FORTSON, GA 31808 | AFLAC | $11 | $0 | $11 | 0.03% |
| PRITCHARD & JERDEN INC3 | 9502 E PACES FERRY RD NE STE 2000 ATLANTA, GA 30326 | AFLAC | $10 | $0 | $10 | 0.02% |
| EDWARD B SHAW3 Filed as: EDWARD SHAW | PO BOX 724728 POINTENORTH INSURANCE GROUP LLC ATLANTA, GA 31139 | AFLAC | $9 | $0 | $9 | 0.02% |
| BUCK MAYO JR3 | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $8 | $0 | $8 | 0.02% |
| BILLY R YOUNG3 | PO BOX 62 NICHOLSON, GA 30565 | AFLAC | $7 | $0 | $7 | 0.02% |
| WALTER KOGUT3 | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $7 | $0 | $7 | 0.02% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $7 | $0 | $7 | 0.02% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $6 | $0 | $6 | 0.01% |
| BONNIE ROWE3 Filed as: BONNIE LUCKY | 856 HAMILTON CT EVANS, GA 30809 | AFLAC | $6 | $0 | $6 | 0.01% |
| BILLY W MANN3 Filed as: BILLY MANN | 1157 SMYRNA RD GOODWATER, AL 35072 | AFLAC | $5 | $0 | $5 | 0.01% |
| CHARLES DAIL JR3 | 1287 SUNGLOW DR OCEANSIDE, CA 92056 | AFLAC | $4 | $0 | $4 | 0.01% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $4 | $0 | $4 | 0.01% |
| BARBARA R KOGUT3 Filed as: BARBARA KOGUT | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $4 | $0 | $4 | 0.01% |
| PAGE LEWIS3 | 2549 MILLENNIUM CIR MELBOURNE, FL 32940 | AFLAC | $4 | $0 | $4 | 0.01% |
| ALAN C SMITH3 Filed as: ALAN SMITH | 401 AVRETT WWAY EVANS, GA 30809 | AFLAC | $4 | $0 | $4 | 0.01% |
| ELSIE CLINE3 | 3209 SILVER LAKE DR PHENIX CITY, AL 36867 | AFLAC | $3 | $0 | $3 | 0.01% |
| KAREN D PARKER3 Filed as: KAREN PARKER | 128 FLOYD MCNEAL DR HAHIRA, GA 31632 | AFLAC | $3 | $0 | $3 | 0.01% |
| CW MCDANIEL INC3 Filed as: MCDANIEL-NOBLES AGCY | 1224 PEACOCK AVE STE 205A COLUMBUS, GA 31906 | AFLAC | $3 | $0 | $3 | 0.01% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $2 | $0 | $2 | 0.00% |
| DEREK R MANN3 Filed as: DEREK MANN | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 511 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 688 | $3.0M |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 374 | $241K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 664 | $51K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 525 | $177K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 525 | $177K |
| Other(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 525 | $220K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 688 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.