| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WARNER & COMPANY | 318 BOARDWAY BOX 1470 FARGO, ND 58107 | BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | $27K | — | $27K | 1.73% |
| PREMIER BENEFITS GROUP INC3 Filed as: PREMIER BENEFITS GROUP INC. | 417 MAIN AVE FARGO, ND 58103 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $10K | $23K | 13.41% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAIN RD SOLON, OH 44139 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 2.52% |
| PREMIER BENEFITS GROUP INC3 Filed as: PREMIER BENEFITS GROUP INC. | 3170 44TH ST S UNIT 110 FARGO, ND 581048596 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $4K | $15K | 20.33% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAIN RD SOLON, OH 44139 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.47% |
| PRAIRIE BENEFITS INC. | 417 MAIN AVE FARGO, ND 58103 | ALLSTATE | $13K | — | $13K | 27.90% |
| BECKY COSTE | PO BOX 23 FARGO, ND 58107 | ALLSTATE | $45 | — | $45 | 0.09% |
| WILLIAM FLICKINGER | 2830 NORTH BROOKFIELD ROAD BROOKFIELD, WI 53045 | ALLSTATE | $23 | — | $23 | 0.05% |
| PREMIER BENEFITS GROUP INC3 Filed as: PREMIER BENEFITS GROUP, INC | 417 MAIN AVE FARGO, ND 58103 | SUPERIOR VISION PLAN | $7K | — | $7K | 15.00% |
| PREMIER BENEFITS GROUP INC Filed as: PREMIER BENEFITS GROUP INC. | 3170 44TH ST S UNIT 110 FARGO, ND 581048596 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| PREMIER BENEFITS GROUP INC3 Filed as: PREMIER BENEFITS GROUP INC. | 417 MAIN AVE FARGO, ND 58103 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 16.25% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAIN RD SOLON, OH 44139 | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $662 | $662 | 2.63% |
| PREMIER BENEFITS GROUP INC Filed as: PREMIER BENEFITS GROUP, INC | 417 MAIN AVE FARGO, ND 58103 | AVESIS - FIDELITY SECURITY LIFE INSURANCE COMPANY | $965 | — | $965 | 10.07% |
| EE DORSETT ASSOCIATES Filed as: EE DORSETT & ASSOCIATES | PO BOX 3006 FARGO, ND 58108 | AVESIS - FIDELITY SECURITY LIFE INSURANCE COMPANY | $483 | — | $483 | 5.04% |
| PRAIRIE BENEFITS INC. | 3170 44TH ST S UNIT 110 FARGO, ND 581048596 | ALLSTATE | $6K | — | $6K | 169.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 654 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 654 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | 812 | $1.6M |
| Dental | BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | 812 | $1.6M |
| Vision(3 contracts, 3 carriers) | SUPERIOR VISION PLAN | 667 | $99K |
| Life insurance(2 contracts) | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | 654 | $97K |
| Short-term disability | ALLSTATE | 149 | $48K |
| Long-term disability | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | 654 | $169K |
| Other(3 contracts, 2 carriers) | MUTUAL OF OMAHA - UNITED OF OMAHA LIFE INSURANCE COMPANY | 654 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 812 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.