No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD MN EIN 41-0984460 NONE | Claims processing; Direct payment from the plan; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other fees Service code 12 | — | $13.0M |
| UNITED HEALTH CARE EIN 36-2735971 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $7.5M |
| AON HEWITT EIN 36-2235791 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.5M |
| HUMANA EIN 39-1263473 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $2.4M |
| CAREMARK EIN 05-0340626 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.7M |
| DELTA DENTAL MN EIN 41-0952670 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.4M |
| HEALTHWAYS EIN 62-1117144 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $752K |
| U.S. BANK N.A. EIN 41-6271370 SUBSID OF PLN SPONSOR | Direct payment from the plan; Trustee (directed); Contract Administrator; Employee (plan sponsor) Service code 13 | — | $258K |
| TOWERS WATSON EIN 53-0181291 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $239K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $107K |
| MINNESOTA HEALTH ACTION GROUPS EIN 20-2307185 NONE | Other services; Direct payment from the plan Service code 49 | — | $63K |
| ERNST AND YOUNG LLP EIN 34-6565596 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $42K |
| WEIGHT WATCHERS EIN 52-1656141 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $31K |
| LAERDAL MEDICAL CORPORATION EIN 13-2587752 NONE | Direct payment from the plan; Other fees Service code 50 | — | $18K |
| ST. LOUIS AREA BUSINESS HEALTH COAL EIN 43-1694859 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 51,694 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,189 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 56,883 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 17,487 | $24.6M |
| Vision | EYEMED VISION CARE | 101,591 | $883K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 101,591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.