| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 111 NORTH WASHINGTON STREET SUITE 300 GREEN BAY, WI 54301 | HEALTHPARTNERS INSURANCE COMPANY-NE-WI | $49K | $72 | $49K | 2.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $22K | $0 | $22K | 12.63% |
| N-GAGE LLC3 Filed as: N-GAGE, LLC | 22385 MISTY FALLS CIRCLE FRANKFORT, IL 60423 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.42% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | 897 12TH STREET HAMMONTON, NJ 08037 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.42% |
| AON CONSULTING INC3 Filed as: AON RISK SOLUTIONS | PO BOX 955909 SAINT LOUIS, MO 63195 | CARE-PLUS DENTAL PLANS, INC. | $1K | $0 | $1K | 6.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | BLUE CROSS BLUE SHIELD OF WISCONSIN | $5K | $0 | $5K | 33.35% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUE CROSS BLUE SHIELD OF WISCONSIN | $2K | $0 | $2K | 13.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | WISCONSIN COLLABORATIVE INSURANCE COMPANY | -$81 | $0 | -$81 | — |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | WISCONSIN COLLABORATIVE INSURANCE COMPANY | -$249 | $0 | -$249 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHPARTNERS INSURANCE COMPANY-NE-WI | 266 | $2.3M |
| Dental | CARE-PLUS DENTAL PLANS, INC. | 55 | $24K |
| Vision | BLUE CROSS BLUE SHIELD OF WISCONSIN | 236 | $14K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 390 | $173K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 390 | $173K |
| Prescription drug(2 contracts, 2 carriers) | HEALTHPARTNERS INSURANCE COMPANY-NE-WI | 266 | $2.3M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 390 | $180K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.