| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN & ASSOC INC | 330 E KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | UNITED HEALTHCARE INSURANCE COMPANY | $24K | $0 | $24K | 15.00% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN ASSOC INC | 330 E KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 7.87% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INS EIN 36-3739571 NONE | Claims processing; Other services Service code 12 | — | $1.4M |
| COLUMBIA ST MARY'S EIN 39-0806315 NONE | Other services; Other fees Service code 49 | — | $373K |
| MICHAEL LOVELY EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $333K |
| TODD MARKOWSKI EIN 30-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $207K |
| VALECIA LIEW EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $202K |
| DEANNA BELL EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $181K |
| STEPHANIE BRESLOW EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $176K |
| ANGELA GENET EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $176K |
| GAIL STELMASZEWSKI EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $165K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Other services; Other fees Service code 49 | — | $152K |
| JOHN HINTZ EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $150K |
| JOSEPH BATTISTA EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $147K |
| DAVID PETERSON EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $133K |
| KIMBERLY MCNAUGHTAN EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $123K |
| SHERRI NIGHTINGALE EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $117K |
| LABORATORY CORPORATION OF AMERICA EIN 84-0611484 NONE | Other fees; Other services Service code 49 | — | $114K |
| AMY STAVER EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $114K |
| ASCENSION MEDICAL GROUP EIN 39-1791586 NONE | Other services; Other fees Service code 49 | — | $110K |
| BRIAN ZITTEL EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $107K |
| CRAIG NIEDRINGHAUS EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $107K |
| JAMES VALUSEK EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $107K |
| TERESA BATES EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $106K |
| MOHAMMAD FAREED EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $105K |
| SLOBODAN KULASINAC EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $104K |
| NEXT GEN HEALTHCARE INC EIN 95-2888568 NONE | Other fees; Other services Service code 49 | — | $104K |
| THE BEST OF BEST CLEANING LLC EIN 88-3033825 NONE | Other services; Other fees Service code 49 | — | $101K |
| ALONDA REED EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $101K |
| NICOLE BELONGIA EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $100K |
| ANNE SANDS EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $98K |
| KATHLEEN NELSON EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $98K |
| KAR CHIROPRACTIC MASTERS EIN 39-2040735 NONE | Other services; Other fees Service code 49 | — | $95K |
| ANDREA ALSTON EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| ABBIE RECK EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $87K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Other fees; Actuarial Service code 11 | — | $86K |
| RENEE MOON EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $85K |
| LAURIE HEINZE EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| KEITH STEGALL EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $84K |
| ANGELA KUCAN EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $83K |
| KELSEY CHRISTENSON EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $83K |
| ERIK CHRISTOPHER ALEXANDER MD NONE | Other services; Other fees Service code 49 | 1313 N FRANKLIN PLACE SUITE 2001 MILWAUKEE, WI 53202 | $82K |
| JODI STOVER EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| PAUL ROZINSKI EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $80K |
| DIGICORP INC EIN 39-1252290 NONE | Other services; Other fees Service code 49 | — | $79K |
| MICHAEL WALLACE EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $79K |
| JANNA SUNSTROM EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $78K |
| EMILY KRUEGER EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $76K |
| WENDY WEBER EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $74K |
| MARICELLIS PEDROZA EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $72K |
| SUSAN SEEGER EIN 39-6063342 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $72K |
| SUMAN SINGH EIN 39-6063342 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $72K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,470 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,513 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,290 | $190K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 66 | $28K |
| Other(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,290 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.