| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $3K | $9K | 10.38% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 7.23% |
| JED RYAN3 | 3051 PROGRESS WAY STE 204 KAUKAUNA, WI 54130 | AFLAC | $6K | $213 | $6K | 11.62% |
| PAUL W DESPIRITO3 | 3051 PROGRESS WAY STE 204 KAUKAUNA, WI 54130 | AFLAC | $903 | $50 | $953 | 1.81% |
| RICHARD BOWHOUSEN3 | 2467 CLOVER ST OSHKOSH, WI 54901 | AFLAC | $786 | — | $786 | 1.49% |
| WILLIAM PUESTOW3 | 736 N 9TH ST MANITOWOC, WI 54220 | AFLAC | $287 | — | $287 | 0.54% |
| JAIME SUE MARTINEZ3 | 212 RUBY AVE BLACK MOUNTAIN, NC 28711 | AFLAC | $235 | — | $235 | 0.45% |
| CAEMERON ROBERTS3 | N9404 ROSELLA DR APPLETON, WI 54915 | AFLAC | $193 | — | $193 | 0.37% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | AFLAC | $189 | — | $189 | 0.36% |
| ADAM D WICHMANN3 | 780 CAPILANO CT CASTLE ROCK, CO 80108 | AFLAC | $184 | — | $184 | 0.35% |
| RETTENMUND INSURANCE LLC3 | S7991 DENZER DR NORTH FREEDOM, WI 53951 | AFLAC | $142 | — | $142 | 0.27% |
| CHARLES J GELLINGS3 | N1684 DOUBLE D CAMPBELLSPORT, WI 53010 | AFLAC | $136 | — | $136 | 0.26% |
| SCOTT D MAYER3 | 1440 CHATEAUTER MENASHA, WI 54952 | AFLAC | $95 | — | $95 | 0.18% |
| ROBERT J DONOHUE3 | 808 FAIRWAY DR MOSINEE, WI 54455 | AFLAC | $86 | — | $86 | 0.16% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 949 FOND DU LAC, WI 54936 | AFLAC | $78 | — | $78 | 0.15% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $74 | — | $74 | 0.14% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $38 | — | $38 | 0.07% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $15 | — | $15 | 0.03% |
| THE WICHMANN GROUP INC3 | 12207 S 210TH ST GRETNA, NE 68028 | AFLAC | $13 | — | $13 | 0.02% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $12 | — | $12 | 0.02% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DR EAU CLAIRE, WI 54701 | AFLAC | $11 | — | $11 | 0.02% |
| JEREMY KOOI3 | 270 SHAKERAG ST MINERAL POINT, WI 53565 | AFLAC | $10 | — | $10 | 0.02% |
| SARAH L SKLAMBERG-ROBESON3 Filed as: SARAH-BETH A JANSESEN | 8048 PRAIRIEWOOD TRL NEENAH, WI 54956 | AFLAC | $9 | — | $9 | 0.02% |
| NATHAN BRONSON3 | W217N5386 TAYLOR WOOD DR MENOMONEE FALLS, WI 53051 | AFLAC | $4 | — | $4 | 0.01% |
| ADAM THOMAS GARDNER3 | 101 N FARWELL ST STE 203 EAU CLAIRE, WI 54703 | AFLAC | $3 | — | $3 | 0.01% |
| CHRISTOPHER J ZELLNER3 | 918 ALDORA LN WAUNAKEE, WI 53597 | AFLAC | $3 | — | $3 | 0.01% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $3 | — | $3 | 0.01% |
| TRAVIS M JANSSEN3 | 8048 PRAIRIEWOOD TRL NEENAH, WI 84956 | AFLAC | $2 | — | $2 | 0.00% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $1 | — | $1 | 0.00% |
| SHADEL & ASSOCIATES LLC3 Filed as: SHADEL & ASSOCIATES INC | 3100 BLUFF LANE HILLSBOROUGH, NC 27278 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 17.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2725 SOUTH MOORELAND RD NEW BERLIN, WI 53151 | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 86 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 87 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 53 | $53K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $61K |
| Vision | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | 69 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 123 | $44K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 95 | $83K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 123 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.