| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 510925 NEW BERLIN, WI 53151 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $2K | $9K | 6.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 510925 NEW BERLIN, WI 53151 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $1K | $4K | 6.64% |
| JED RYAN3 | 3051 PROGRESS WAY STE 204 KAUKAUNA, WI 54130 | AFLAC | $6K | $98 | $6K | 11.54% |
| PAUL W DESPIRITO3 | 3051 PROGRESS WAY STE 204 KAUKAUNA, WI 54130 | AFLAC | $738 | $16 | $754 | 1.51% |
| RICHARD BOWHOUSEN3 | 2467 CLOVER ST OSHKOSH, WI 54901 | AFLAC | $512 | — | $512 | 1.03% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | AFLAC | $237 | — | $237 | 0.48% |
| JAIME SUE MARTINEZ3 | 212 RUBY AVE BALCK MOUNTAIN, NC 28711 | AFLAC | $235 | — | $235 | 0.47% |
| ADAM D WICHMANN3 | 780 CAPILANO CT CASTLE ROCK, CO 80108 | AFLAC | $232 | — | $232 | 0.47% |
| CAEMERON ROBERTS3 | N9404 ROSELLA DR APPLETON, WI 54915 | AFLAC | $221 | — | $221 | 0.44% |
| RETTENMUND INSURANCE LLC3 | S7991 DENZER DR NORTH FREEDOM, WI 53951 | AFLAC | $154 | — | $154 | 0.31% |
| CHARLES J GELLINGS3 | N1684 DOUBLE D CAMPBELLSPORT, WI 53010 | AFLAC | $151 | — | $151 | 0.30% |
| SCOTT D MAYER3 | 1440 CHATEAUTER MENASHA, WI 54952 | AFLAC | $110 | — | $110 | 0.22% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $97 | — | $97 | 0.19% |
| HIERL INSURANCE INC3 | PO BOX 949 FOND DU LAC, WI 54936 | AFLAC | $91 | — | $91 | 0.18% |
| ROBERT J DONOHUE3 | 808 FAIRWAY DR MOSINEE, WI 54455 | AFLAC | $86 | — | $86 | 0.17% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $42 | — | $42 | 0.08% |
| THE WICHMANN GROUP INC3 | 12207 S 210TH ST GRETNA, NE 68028 | AFLAC | $25 | — | $25 | 0.05% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $17 | — | $17 | 0.03% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $16 | — | $16 | 0.03% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DR EAU CLAIRE, WI 54701 | AFLAC | $15 | — | $15 | 0.03% |
| JEREMY KOOI3 | 270 SHAKERAG ST MINERAL POINT, WI 53565 | AFLAC | $12 | — | $12 | 0.02% |
| SARAH L SKLAMBERG-ROBESON3 Filed as: SARAH-BETH A JANSESEN | 8048 PRAIRIEWOOD TRL NEENAH, WI 54956 | AFLAC | $9 | — | $9 | 0.02% |
| ADAM THOMAS GARDNER3 | 101 N FARWELL ST STE 203 EAU CLAIRE, WI 54703 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTOPHER J ZELLNER3 | 918 ALDORA LN WAUNAKEE, WI 53597 | AFLAC | $4 | — | $4 | 0.01% |
| NATHAN BRONSON3 | W217N5386 TAYLOR WOOD DR MENOMONEE FALLS, WI 53051 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $3 | — | $3 | 0.01% |
| TRAVIS M JANSSEN3 | 8048 PRAIRIEWOOD TRL NEENAH, WI 84956 | AFLAC | $2 | — | $2 | 0.00% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $1 | — | $1 | 0.00% |
| SHADEL & ASSOCIATES LLC3 Filed as: SHADEL & ASSOCIATES INC | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $1 | — | $1 | 0.00% |
| CYPRESS BENEFIT ADMINISTRATORS, LLC3 Filed as: CYPRESS BENEFITS ADMINSTRATORS | 5560 WEST GRANDE MARKET DR APPLETON, WI 54913 | HCC LIFE INSURANCE COMPANY | $160 | — | $160 | 0.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2725 SOUTH MOORELAND RD NEW BERLIN, WI 53151 | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 57 | $50K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 97 | $64K |
| Vision | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | 165 | $14K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $137K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $137K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.