| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT STREET - 4TH FL MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.60% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK - SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $835 | $835 | 2.16% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME, INC. | 740 REGENT STREET - 4TH FL MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 6.18% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK - SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $459 | $459 | 2.35% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME, INC. | 740 REGENT STREET - 4TH FL MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $350 | $350 | 5.00% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK - SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $136 | $136 | 1.94% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT STREET - 4TH FL MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $82 | $82 | 4.77% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK - SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $32 | $32 | 1.86% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT STREET - 4TH FLOOR MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $35 | $35 | 5.23% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK - SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $13 | $13 | 1.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 94 | $11K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $9K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 50 | $39K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 59 | $20K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 50 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.