| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 5.39% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $0 | $1K | $1K | 1.72% |
| JEFFREY A GENTZ3 Filed as: JEFFREY GENTZ | 8918 29TH COURT KENOSHA, WI 53143 | AFLAC | $2K | $0 | $2K | 5.58% |
| KRISTINE PEREZ3 | 24620 87TH STREET, APARTMENT 101 SALEM, WI 53168 | AFLAC | $420 | $0 | $420 | 1.15% |
| THE WICHMANN GROUP INC3 Filed as: THE WICHMANN GROUP, INC. | 1106 WEST 61ST STREET KEARNEY, NE 68845 | AFLAC | $391 | $0 | $391 | 1.07% |
| GWENDOLYN M TRUSSELL3 Filed as: GWENDOLYN TRUSSELL AND OTHER AGENTS | 3715 BURR OAK DRIVE RACINE, WI 53406 | AFLAC | $361 | $0 | $361 | 0.99% |
| KENNETH J HOFFMAN3 Filed as: KENNETH HOFFMAN | N65W13544 COBBLESTONE COURT MENOMONEE FALLS, WI 53051 | AFLAC | $138 | $0 | $138 | 0.38% |
| JACK D BREES3 Filed as: JACK BREES | 2989 SOUTH WAUKESHA ROAD WEST ALLIS, WI 53227 | AFLAC | $127 | $0 | $127 | 0.35% |
| KARA SUE STADEL3 Filed as: KARA STADEL | 4049 NORTH RAWLINS ROAD GALENA, IL 61036 | AFLAC | $122 | $0 | $122 | 0.34% |
| USI INSURANCE SERVICES LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $922 | $2K | 15.47% |
| USI INSURANCE SERVICES LLC3 | 312 ELM STREET, 24TH FLOOR CINCINNATI, OH 45202 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $792 | $792 | 5.55% |
| SECURA CONSULTANTS LLC3 Filed as: SECURA CONSULTANTS, LLC | 6465 WAYZATA BOULEVARD, SUITE 920 MINNEAPOLIS, MN 55426 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.29% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $529 | $0 | $529 | 5.06% |
| USI INSURANCE SERVICES LLC3 Filed as: USI CONSULTING GROUP, INC. | 725 RXR PLAZA TOWER EAST UNIONDALE, NY 11556 | METROPOLITAN LIFE INSURANCE COMPANY | $518 | $0 | $518 | 4.95% |
| JEFFRY BARTOSIC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | METROPOLITAN LIFE INSURANCE COMPANY | $291 | $0 | $291 | 2.78% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP, LLC | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | $34 | $0 | $34 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 390 | $14K |
| Life insurance | STANDARD INSURANCE COMPANY | 279 | $75K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 279 | $111K |
| Long-term disability | STANDARD INSURANCE COMPANY | 279 | $75K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 279 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.