| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP, LLC | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | STANDARD INSURANCE COMPANY | $7K | $2K | $8K | 10.49% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER, LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $0 | $819 | $819 | 1.04% |
| JEFFREY A GENTZ3 | 8918 29TH COURT KENOSHA, WI 53143 | AFLAC | $3K | $142 | $3K | 6.16% |
| KARA SUE STADEL3 Filed as: KARA SUE STADEL AND OTHER AGENTS | 4049 NORTH RAWLINS ROAD GALENA, IL 61036 | AFLAC | $721 | $0 | $721 | 1.62% |
| KRISTINE A PEREZ3 | PO BOX 673 GENOA CITY, WI 53128 | AFLAC | $453 | $0 | $453 | 1.02% |
| THE WICHMANN GROUP INC3 Filed as: THE WICHMANN GROUP, INC. | 12207 SOUTH 210TH STREET GRETNA, NE 68028 | AFLAC | $404 | $0 | $404 | 0.91% |
| KENNETH J HOFFMAN3 Filed as: KENNETH J. HOFFMAN | N65W13544 COBBLESTONE COURT MENOMONEE FALLS, WI 53051 | AFLAC | $228 | $33 | $261 | 0.59% |
| JACK D BREES3 Filed as: JACK D. BREES | 2989 SOUTH WAUKESHA ROAD WEST ALLIS, WI 53227 | AFLAC | $202 | $33 | $235 | 0.53% |
| GWENDOLYN M TRUSSELL3 Filed as: GWENDOLYN M. TRUSSELL | 3715 BURR OAK DRIVE RACINE, WI 53406 | AFLAC | $178 | $0 | $178 | 0.40% |
| USI INSURANCE SERVICES LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $946 | $3K | 15.43% |
| USI INSURANCE SERVICES LLC3 | 312 ELM STREET, 24TH FLOOR CINCINNATI, OH 45202 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $300 | $300 | 1.41% |
| SECURA CONSULTANTS LLC3 Filed as: SECURA CONSULTANTS, LLC | 6465 WAYZATA BOULEVARD, SUITE 920 MINNEAPOLIS, MN 55426 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 14.24% |
| USI INSURANCE SERVICES LLC3 | 725 RXR PLAZA TOWER EAST UNIONDALE, NY 11556 | METROPOLITAN LIFE INSURANCE COMPANY | $742 | $0 | $742 | 6.88% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP, LLC | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | $562 | $0 | $562 | 5.21% |
| JEFFRY BARTOSIC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | METROPOLITAN LIFE INSURANCE COMPANY | $213 | $0 | $213 | 1.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 354 | $21K |
| Life insurance | STANDARD INSURANCE COMPANY | 263 | $78K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 263 | $123K |
| Long-term disability | STANDARD INSURANCE COMPANY | 263 | $78K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 263 | $134K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.